Blackrock Inc.

Blackrock Inc. details

BlackRock’s purpose is to help more and more people experience financial well-being. As a fiduciary to investors and a leading provider of financial technology, our clients turn to us for the solutions they need when planning for their most important goals. As of September 30, 2020, the firm managed approximately $7.81 trillion in assets on behalf of investors worldwide.

Ticker:BLK
Employees: 18400

Filing

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to . Commission file number 001-33099 BlackRock, Inc. (Exact name of registrant as specified in its charter) Delaware   32-0174431 (State or Other Jurisdiction of   (I.R.S. Employer Identification No.) Incorporation or Organization) 55 East 52nd Street , New York , NY 10055 (Address of Principal Executive Offices) (Zip Code) ( 212 ) 810-5300 (Registrant’s Telephone Number, Including Area Code) (Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report) Securities registered pursuant to Section 12(b) of the Act: Trading Title of each class   Symbol(s)   Name of each exchange on which registered Common Stock, $.01 par value   BLK   New York Stock Exchange 1.250% Notes due 2025   BLK25   New York Stock Exchange           Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes   X   No     Indicate by check mark whether the registrant has submitted electronically, every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes   X   No     Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Large accelerated filer ☒   Accelerated filer ☐ Non-accelerated filer ☐   Smaller reporting company ☐       Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes       No   X As of October 31, 2022, there were 150,195,577 shares of the registrant’s common stock outstanding. BlackRock, Inc. Index to Form 10-Q PART I FINANCIAL INFORMATION     Page       Item 1. Financial Statements (unaudited)           Condensed Consolidated Statements of Financial Condition 1         Condensed Consolidated Statements of Income 2         Condensed Consolidated Statements of Comprehensive Income 3         Condensed Consolidated Statements of Changes in Equity 4         Condensed Consolidated Statements of Cash Flows 6         Notes to Condensed Consolidated Financial Statements 7       Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations 33       Item 3. Quantitative and Qualitative Disclosures About Market Risk 65       Item 4. Controls and Procedures 66 PART II OTHER INFORMATION Item 1. Legal Proceedings 67       Item 1A. Risk Factors 68       Item 2. Unregistered Sales of Equity Securities and Use of Proceeds 69       Item 6. Exhibits 70       i PART I – FINANCIAL INFORMATION Item 1. Finan cial Statements Black Rock, Inc. Condensed Consolidated Statements of Financial Condition (unaudited)     September 30,     December 31,   (in millions, except shares and per share data)   2022     2021   Assets             Cash and cash equivalents(1)   $ 6,797   $ 9,323 Accounts receivable   3,361   3,789 Investments(1)   6,907   7,262 Separate account assets   51,072   86,226 Separate account collateral held under securities lending agreements   5,867   7,081 Property and equipment (net of accumulated depreciation and amortization of $1,393 and    $1,256 at September 30, 2022 and December 31, 2021, respectively)   965   762 Intangible assets (net of accumulated amortization of $485 and $399 at    September 30, 2022 and December 31, 2021, respectively)   18,339   18,453 Goodwill   15,344   15,351 Operating lease right-of-use assets   1,491   1,621 Other assets(1)   5,287   2,780 Total assets   $ 115,430   $ 152,648 Liabilities             Accrued compensation and benefits   $ 1,747   $ 2,951 Accounts payable and accrued liabilities   1,601   1,397 Borrowings   6,591   7,446 Separate account liabilities   51,072   86,226 Separate account collateral liabilities under securities lending agreements   5,867   7,081 Deferred income tax liabilities   2,695   2,758 Operating lease liabilities   1,773   1,872 Other liabilities(1)   5,967   4,024 Total liabilities   77,313   113,755 Commitments and contingencies (Note 15)             Temporary equity             Redeemable noncontrolling interests   828   1,087 Permanent Equity             BlackRock, Inc. stockholders’ equity             Common stock, $0.01 par value;   2   2 Shares authorized: 500,000,000 at September 30, 2022 and December 31, 2021;    Shares issued: 172,075,373 at September 30, 2022 and December 31, 2021;    Shares outstanding: 150,461,863 and 151,684,491 at September 30, 2022 and       December 31, 2021, respectively             Additional paid-in capital   19,609   19,640 Retained earnings   29,348   27,688 Accumulated other comprehensive loss   (1,472 )   (550 ) Treasury stock, common, at cost (21,613,510 and 20,390,882 shares held at September 30, 2022    and December 31, 2021, respectively)   (10,325 )   (9,087 ) Total BlackRock, Inc. stockholders’ equity   37,162   37,693 Nonredeemable noncontrolling interests   127   113 Total permanent equity   37,289   37,806 Total liabilities, temporary equity and permanent equity   $ 115,430   $ 152,648 (1) At September 30, 2022, cash and cash equivalents, investments, other assets and other liabilities include $ 275 million , $ 3,533 million , $ 68 million , and $ 1,902 million , respectively, related to consolidated variable interest entities (“VIEs”). At December 31, 2021, cash and cash equivalents, investments, other assets and other liabilities include $ 251 million , $ 3,968 million , $ 50 million , and $ 1,919 million , respectively, related to consolidated VIEs. See accompanying notes to condensed consolidated financial statements. 1 Black Rock, Inc. Condensed Consolidated Statements of Income (unaudited)     Three Months Ended     Nine Months Ended       September 30,     September 30,   (in millions, except per share data)   2022     2021     2022     2021   Revenue                         Investment advisory, administration fees   and securities lending revenue:                         Related parties   $ 2,647   $ 2,964   $ 8,299   $ 8,478 Other third parties   884   979   2,753   2,814 Total investment advisory, administration fees          and securities lending revenue   3,531 3,943 11,052 11,292 Investment advisory performance fees   82   345   286   814 Technology services revenue   338   320   1,011   942 Distribution fees   325   401   1,067   1,110 Advisory and other revenue   35   41   120   110 Total revenue   4,311   5,050   13,536   14,268 Expense                         Employee compensation and benefits   1,339   1,527   4,251   4,484 Distribution and servicing costs   536   585   1,682   1,613 Direct fund expense   318   354   951   994 General and administration expense   554   611   1,580   1,657 Amortization of intangible assets   38   38   114   109 Total expense   2,785   3,115   8,578   8,857 Operating income   1,526   1,935   4,958   5,411 Nonoperating income (expense)                         Net gain (loss) on investments   174   370   (242 )   766 Interest and dividend income   41   14   80   41 Interest expense   (50 )   (48 )   (158 )   (155 ) Total nonoperating income (expense)   165   336   (320 )   652 Income before income taxes   1,691   2,271   4,638   6,063 Income tax expense   330   518   951   1,490 Net income   1,361   1,753   3,687   4,573 Less:                         Net income (loss) attributable to    noncontrolling interests   (45 )   72   (232 )   315 Net income attributable to BlackRock, Inc.   $ 1,406   $ 1,681   $ 3,919   $ 4,258 Earnings per share attributable to    BlackRock, Inc. common stockholders:                         Basic   $ 9.33   $ 11.05   $ 25.92   $ 27.94 Diluted   $ 9.25   $ 10.89   $ 25.67   $ 27.59 Weighted-average common shares    outstanding:                         Basic   150.6   152.1   151.2   152.4 Diluted   152.0   154.3   152.6   154.4 See accompanying notes to condensed consolidated financial statements. 2 Blac kRock, Inc. Condensed Consolidated Statements of Comprehensive Income (unaudited)     Three Months Ended     Nine Months Ended       September 30,     September 30,   (in millions)   2022     2021     2022     2021   Net income   $ 1,361   $ 1,753   $ 3,687   $ 4,573 Other comprehensive income (loss):                         Foreign currency translation adjustments(1)   (381 )   (138 )   (922 )   (189 ) Comprehensive income (loss)   980   1,615   2,765   4,384 Less: Comprehensive income (loss) attributable to      noncontrolling interests   (45 )   72   (232 )   315 Comprehensive income attributable to      BlackRock, Inc.   $ 1,025   $ 1,543   $ 2,997   $ 4,069 (1) Amounts for the three months ended September 30, 2022 and 2021 include gains from a net investment hedge of $ 35 million (net of tax expense of $ 11 million) and $ 14 million (net of tax expense of $ 5 million), respectively. Amounts for the nine months ended September 30, 2022 and 2021 include gains from a net investment hedge of $ 84 million (net of tax expense of $ 26 million) and $ 34 million (net of tax expense of $ 11 million), respectively. See accompanying notes to condensed consolidated financial statements. 3 Black Rock, Inc. Condensed Consolidated Statements of Changes in Equity (unaudited) For the Nine Months Ended September 30, 2022 Redeemable Accumulated Total Noncontrolling Additional Other Treasury BlackRock Nonredeemable Total Interests / Paid-in Retained Comprehensive Stock Stockholders’ Noncontrolling Permanent Temporary (in millions) Capital(1)     Earnings     Income (Loss)     Common     Equity     Interests     Equity     Equity   December 31, 2021 $ 19,642   $ 27,688   $ (550 )   $ (9,087 )   $ 37,693   $ 113   $ 37,806   $ 1,087 Net income —   3,919   —   —   3,919   2   3,921   (234 ) Dividends declared    ($14.64 per share) —   (2,259 )   —   —   (2,259 )   —   (2,259 )   — Stock-based compensation 536   —   —   —   536   —   536   — Issuance of common shares    related to employee stock    transactions (567 )   —   —   589   22   —   22   — Employee tax withholdings    related to employee stock    transactions —   —   —   (452 )   (452 )   —   (452 )   — Shares repurchased —   —   —   (1,375 )   (1,375 )   —   (1,375 )   — Contributions    (redemptions/distributions)    — noncontrolling interest    holders —   —   —   —   —   2   2   499 Net consolidations    (deconsolidations) of    sponsored investment    funds —   —   —   —   —   10   10   (524 ) Other comprehensive    income (loss) —   —   (922 )   —   (922 )   —   (922 )   — September 30, 2022 $ 19,611   $ 29,348   $ (1,472 )   $ (10,325 )   $ 37,162   $ 127   $ 37,289   $ 828 (1) Amounts include $ 2 million of common stock at both September 30, 2022 and December 31, 2021 . For the Three Months Ended September 30, 2022 Redeemable Accumulated Total Noncontrolling Additional Other Treasury BlackRock Nonredeemable Total Interests / Paid-in Retained Comprehensive Stock Stockholders’ Noncontrolling Permanent Temporary (in millions) Capital(1)     Earnings     Income (Loss)     Common     Equity     Interests     Equity     Equity   June 30, 2022 $ 19,471   $ 28,678   $ (1,091 )   $ (9,969 )   $ 37,089   $ 113   $ 37,202   $ 1,103 Net income —   1,406   —   —   1,406   4   1,410   (49 ) Dividends declared    ($4.88 per share) —   (736 )   —   —   (736 )   —   (736 )   — Stock-based compensation 160   —   —   —   160   —   160   — Issuance of common shares    related to employee stock    transactions (20 )   —   —   28   8   —   8   — Employee tax withholdings    related to employee stock    transactions —   —   —   (9 )   (9 )   —   (9 )   — Shares repurchased —   —   —   (375 )   (375 )   —   (375 )   — Contributions    (redemptions/distributions)    — noncontrolling interest    holders —   —   —   —   —   —   —   74 Net consolidations    (deconsolidations) of    sponsored investment    funds —   —   —   —   —   10   10   (300 ) Other comprehensive    income (loss) —   —   (381 )   —   (381 )   —   (381 )   — September 30, 2022 $ 19,611   $ 29,348   $ (1,472 )   $ (10,325 )   $ 37,162   $ 127   $ 37,289   $ 828 (1) Amounts include $ 2 million of common stock at both September 30, 2022 and June 30, 2022 . See accompanying notes to condensed consolidated financial statements. 4 BlackRock, Inc. Condensed Consolidated Statements of Changes in Equity (unaudited) For the Nine Months Ended September 30, 2021 Redeemable Accumulated Total Noncontrolling Additional Other Treasury BlackRock Nonredeemable Total Interests / Paid-in Retained Comprehensive Stock Stockholders’ Noncontrolling Permanent Temporary (in millions) Capital(1)     Earnings     Income (Loss)     Common     Equity     Interests     Equity     Equity   December 31, 2020 $ 19,295   $ 24,334   $ (337 )   $ (8,009 )   $ 35,283   $ 51   $ 35,334   $ 2,322 Net income —   4,258   —   —   4,258   (4 )   4,254   319 Dividends declared    ($12.39 per share) —   (1,920 )   —   —   (1,920 )   —   (1,920 )   — Stock-based compensation 551   —   —   —   551   —   551   — Issuance of common shares    related to employee stock    transactions (382 )   —   —   398   16   —   16   — Employee tax withholdings    related to employee stock    transactions —   —   —   (282 )   (282 )   —   (282 )   — Shares repurchased —   —   —   (900 )   (900 )   —   (900 )   — Contributions    (redemptions/distributions)    — noncontrolling interest    holders —   —   —   —   —   68   68   1,058 Net consolidations    (deconsolidations) of    sponsored investment    funds —   —   —   —   —   (3 )   (3 )   (2,262 ) Other comprehensive    income (loss) —   —   (189 )   —   (189 )   —   (189 )   — September 30, 2021 $ 19,464   $ 26,672   $ (526 )   $ (8,793 )   $ 36,817   $ 112   $ 36,929   $ 1,437 (1) Amounts include $ 2 million of common stock at both September 30, 2021 and December 31, 2020 . For the Three Months Ended September 30, 2021 Redeemable Accumulated Total Noncontrolling Additional Other Treasury BlackRock Nonredeemable Total Interests / Paid-in Retained Comprehensive Stock Stockholders’ Noncontrolling Permanent Temporary (in millions) Capital(1)     Earnings     Income (Loss)     Common     Equity     Interests     Equity     Equity   June 30, 2021 $ 19,299   $ 25,620   $ (388 )   $ (8,498 )   $ 36,033   $ 115   $ 36,148   $ 2,242 Net income —   1,681   —   —   1,681   (6 )   1,675   78 Dividends declared    ($4.13 per share) —   (629 )   —   —   (629 )   —   (629 )   — Stock-based compensation 173   —   —   —   173   —   173   — Issuance of common shares    related to employee stock    transactions (8 )   —   —   14   6   —   6   — Employee tax withholdings    related to employee stock    transactions —   —   —   (9 )   (9 )   —   (9 )   — Shares repurchased —   —   —   (300 )   (300 )   —   (300 )   — Contributions    (redemptions/distributions)    — noncontrolling interest    holders —   —   —   —   —   7   7   282 Net consolidations    (deconsolidations) of    sponsored investment    funds —   —   —   —   —   (4 )   (4 )   (1,165 ) Other comprehensive    income (loss) —   —   (138 )   —   (138 )   —   (138 )   — September 30, 2021 $ 19,464   $ 26,672   $ (526 )   $ (8,793 )   $ 36,817   $ 112   $ 36,929   $ 1,437 (1) Amounts include $ 2 million of common stock at both September 30, 2021 and June 30, 2021 . See accompanying notes to condensed consolidated financial statements. 5 Black Rock, Inc. Condensed Consolidated Statements of Cash Flows (unaudited)     Nine Months Ended   (in millions)   September 30,       2022     2021   Operating activities             Net income   $ 3,687   $ 4,573 Adjustments to reconcile net income to net cash provided by/(used in) operating activities:             Depreciation and amortization   308   305 Noncash lease expense   123   101 Stock-based compensation   536   551 Deferred income tax expense (benefit)   (104 )   (5 ) Other investment gains   (276 )   (153 ) Net (gains) losses within CIPs   510   (350 ) Net (purchases) proceeds within CIPs   (804 )   (1,047 ) (Earnings) losses from equity method investees   54   (226 ) Distributions of earnings from equity method investees   27   54 Changes in operating assets and liabilities:             Accounts receivable   254   (527 ) Investments, trading   217   113 Other assets   (2,273 )   (1,289 ) Accrued compensation and benefits   (1,282 )   (180 ) Accounts payable and accrued liabilities   123   354 Other liabilities   1,883   753 Net cash provided by/(used in) operating activities   2,983   3,027 Investing activities             Purchases of investments   (516 )   (579 ) Proceeds from sales and maturities of investments   190   294 Distributions of capital from equity method investees   59   77 Net consolidations (deconsolidations) of sponsored investment funds   (48 )   (59 ) Acquisitions, net of cash acquired   —   (1,097 ) Purchases of property and equipment   (399 )   (215 ) Net cash provided by/(used in) investing activities   (714 )   (1,579 ) Financing activities             Repayments of long-term borrowings   (750 )   (750 ) Cash dividends paid   (2,259 )   (1,920 ) Repurchases of common stock   (1,827 )   (1,182 ) Net proceeds from (repayments of) borrowings by CIPs   —   32 Net contributions (redemptions/distributions) - noncontrolling interest holders   501   1,126 Other financing activities   19   (1 ) Net cash provided by/(used in) financing activities   (4,316 )   (2,695 ) Effect of exchange rate changes on cash, cash equivalents and restricted cash   (479 )   (56 ) Net increase/(decrease) in cash, cash equivalents and restricted cash   (2,526 )   (1,303 ) Cash, cash equivalents and restricted cash, beginning of period   9,340   8,681 Cash, cash equivalents and restricted cash, end of period   $ 6,814   $ 7,378 Supplemental schedule of noncash investing and financing transactions:             Issuance of common stock   $ 567   $ 382 Increase (decrease) in noncontrolling interests due to net consolidation (deconsolidation) of    sponsored investment funds   $ (514 )   $ (2,265 ) See accompanying notes to condensed consolidated financial statements. 6 Black Rock, Inc. Notes to the Condensed Consolidated Financial Statements (unaudited) 1 . Business Overview BlackRock, Inc. (together, with its subsidiaries, unless the context otherwise indicates, “BlackRock” or the “Company”) is a leading publicly traded investment management firm providing a broad range of investment management and technology services to institutional and retail clients worldwide. BlackRock’s diverse platform of alpha-seeking active, index and cash management investment strategies across asset classes enables the Company to tailor investment outcomes and asset allocation solutions for clients. Product offerings include single- and multi-asset portfolios investing in equities, fixed income, alternatives and money market instruments. Products are offered directly and through intermediaries in a variety of vehicles, including open-end and closed-end mutual funds , iShares ® and BlackRock exchange-traded funds (“ETFs”), separate accounts, collective trust funds and other pooled investment vehicles. BlackRock also offers technology services, including the investment and risk management technology platform, Aladdin ® , Aladdin Wealth, eFront and Cachematrix, as well as advisory services and solutions to a broad base of institutional and wealth management clients. 2. Significant Accounting Policies Basis of Presentation These condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) and include the accounts of the Company and its controlled subsidiaries. Noncontrolling interests (“NCI”) on the condensed consolidated statements of financial condition represent the portion of consolidated sponsored investment products (“CIPs”) and a consolidated affiliate (collectively, “consolidated entities”) in which the Company does not have direct equity ownership. Intercompany balances and transactions have been eliminated upon consolidation. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expense during the reporting periods. Actual results could differ from those estimates. Certain financial information that normally is included in annual financial statements, including certain financial statement footnotes, is not required for interim reporting purposes and has been condensed or omitted herein. These condensed consolidated financial statements should be read in conjunction with the Company’s consolidated financial statements and footnotes related thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021, which was filed with the Securities and Exchange Commission on February 25, 2022 (“2021 Form 10-K”). The interim financial information at September 30, 2022 and for the three and nine months ended September 30, 2022 and 2021 is unaudited. However, in the opinion of management, the interim information includes all normal recurring adjustments necessary for the fair presentation of the Company’s results for the periods presented. The results of operations for interim periods are not necessarily indicative of results to be expected for the full year. Certain prior period presentations and disclosures, while not required to be recast, were reclassified to ensure comparability with current period classifications. Fair Value Measurements Hierarchy of Fair Value Inputs. The Company uses a fair value hierarchy that prioritizes inputs to valuation approaches used to measure fair value. The fair value hierarchy gives the highest priority to quoted prices (unadjusted) in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. Assets and liabilities measured and reported at fair value are classified and disclosed in one of the following categories: Level 1 Inputs: Quoted prices (unadjusted) in active markets for identical assets or liabilities at the reporting date. • Level 1 assets may include listed mutual funds, ETFs, listed equities and certain exchange-traded derivatives. 7 Level 2 Inputs: Quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities that are not active; quotes from pricing services or brokers for which the Company can determine that orderly transactions took place at the quoted price or that the inputs used to arrive at the price are observable; and inputs other than quoted prices that are observable, such as models or other valuation methodologies. • Level 2 assets may include debt securities, bank loans held within consolidated collateralized loan obligations (“CLOs”), short-term floating-rate notes, asset-backed securities, as well as over-the-counter derivatives, including interest rate swaps and foreign currency exchange contracts that have inputs to the valuations that generally can be corroborated by observable market data. Level 3 Inputs: Unobservable inputs for the valuation of the asset or liability, which may include nonbinding broker quotes. Level 3 assets include investments for which there is little, if any, market activity. These inputs require significant management judgment or estimation. • Level 3 assets may include direct private equity investments held within consolidated funds, investments in CLOs and bank loans held within consolidated CLOs. • Level 3 liabilities may include borrowings of consolidated CLOs and contingent liabilities related to acquisitions valued based upon discounted cash flow analyses using unobservable market data. Significance of Inputs. The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the financial instrument. Valuation Approaches. The fair values of certain Level 3 assets and liabilities were determined using various valuation approaches as appropriate, including third-party pricing vendors, broker quotes and market and income approaches. A significant number of inputs used to value equity, debt securities, investments in CLOs and bank loans is sourced from third-party pricing vendors. Generally, prices obtained from pricing vendors are categorized as Level 1 inputs for identical securities traded in active markets and as Level 2 for other similar securities if the vendor uses observable inputs in determining the price. In addition, quotes obtained from brokers generally are nonbinding and categorized as Level 3 inputs. However, if the Company is able to determine that market participants have transacted for the asset in an orderly manner near the quoted price or if the Company can determine that the inputs used by the broker are observable, the quote is classified as a Level 2 input. Investments Measured at Net Asset Values. As a practical expedient, the Company uses net asset value (“NAV”) as the fair value for certain investments. The inputs to value these investments may include the Company’s capital accounts for its partnership interests in various alternative investments, including hedge funds, real assets and private equity funds, which may be adjusted by using the returns of certain market indices. The various partnerships generally are investment companies, which record their underlying investments at fair value based on fair value policies established by management of the underlying fund. Fair value policies at the underlying fund generally require the fund to utilize pricing/valuation information from third-party sources, including independent appraisals. However, in some instances, current valuation information for illiquid securities or securities in markets that are not active may not be available from any third-party source or fund management may conclude that the valuations that are available from third-party sources are not reliable. In these instances, fund management may perform model-based analytical valuations that could be used as an input to value these investments. Fair Value Assets and Liabilities of Consolidated CLO. The Company applies the fair value option provisions for eligible assets, including bank loans, held by a consolidated CLO. As the fair value of the financial assets of the consolidated CLO is more observable than the fair value of the borrowings of the consolidated CLO, the Company measures the fair value of the borrowings of the consolidated CLO equal to the fair value of the assets of the consolidated CLO less the fair value of the Company’s economic interest in the CLO. Derivatives and Hedging Activities . The Company does not use derivative financial instruments for trading or speculative purposes. The Company uses derivative financial instruments primarily for purposes of hedging exposures to fluctuations in foreign currency exchange rates of certain assets and liabilities, and market exposures for certain seed investments. However, certain CIPs also utilize derivatives as a part of their investment strategy. The Company records all derivative financial instruments as either assets or liabilities at fair value on a gross basis in the condensed consolidated statements of financial condition. Credit risks are managed through master netting and collateral support agreements. The amounts related to the right to reclaim or the obligation to return cash collateral may not be used 8 to offset amounts due under the derivative instruments in the normal course of settlement. Therefore, such amounts are not offset against fair value amounts recognized for derivative instruments with the same counterparty and are included in other assets and other liabilities. Changes in the fair value of the Company’s derivative financial instruments are recognized in earnings and, where applicable, are offset by the corresponding gain or loss on the related foreign-denominated assets or liabilities or hedged investments, on the condensed consolidated statements of income. The Company may also use financial instruments designated as net investment hedges for accounting purposes to hedge net investments in international subsidiaries whose functional currency is not US dollars. The gain or loss from revaluing net investment hedges at the spot rate is deferred and reported within accumulated other comprehensive income (loss) (“AOCI”) on the condensed consolidated statements of financial condition. The Company reassesses the effectiveness of its net investment hedge at least quarterly. Separate Account Assets and Liabilities . Separate account assets are maintained by BlackRock Life Limited, a wholly owned subsidiary of the Company, which is a registered life insurance company in the United Kingdom (“UK”), and represent segregated assets held for purposes of funding individual and group pension contracts. The life insurance company does not underwrite any insurance contracts that involve any insurance risk transfer from the insured to the life insurance company. The separate account assets primarily include equity securities, debt securities, money market funds and derivatives. The separate account assets are not subject to general claims of the creditors of BlackRock. These separate account assets and the related equal and offsetting liabilities are recorded as separate account assets and separate account liabilities on the condensed consolidated statements of financial condition. The net investment income attributable to separate account assets supporting individual and group pension contracts accrues directly to the contract owner and is not reported on the condensed consolidated statements of income. While BlackRock has no economic interest in these separate account assets and liabilities, BlackRock earns policy administration and management fees associated with these products, which are included in investment advisory, administration fees and securities lending revenue on the condensed consolidated statements of income. Separate Account Collateral Assets Held and Liabilities Under Securities Lending Agreements. The Company facilitates securities lending arrangements whereby securities held by separate accounts maintained by BlackRock Life Limited are lent to third parties under global master securities lending agreements. In exchange, the Company obtains either (1) the legal title, or (2) a first ranking priority security interest, in the collateral. The minimum collateral values generally range from approximately 102 % to 112 % of the value of the securities in order to reduce counterparty risk. The required collateral value is calculated on a daily basis. The global master securities lending agreements provide the Company the right to request additional collateral or, in the event of borrower default, the right to liquidate collateral. The securities lending transactions entered into by the Company are accompanied by an agreement that entitles the Company to request the borrower to return the securities at any time; therefore, these transactions are not reported as sales. In situations where the Company obtains the legal title to collateral under these securities lending arrangements, the Company records an asset on the condensed consolidated statements of financial condition in addition to an equal collateral liability for the obligation to return the collateral. Additionally, in situations where the Company obtains a first ranking priority security interest in the collateral, the Company does not have the ability to pledge or resell the collateral and therefore does not record the collateral on the condensed consolidated statements of financial condition. At September 30, 2022 and December 31, 2021 , the fair value of loaned securities held by separate accounts was approximately $ 9.7 billion and $ 13.2 billion, respectively, and the fair value of the collateral under these securities lending agreements was approximately $ 10.5 billion and $ 14.1 billion, respectively, of which approximately $ 5.9 billion as of September 30, 2022 and $ 7.1 billion as of December 31, 2021 was recognized on the condensed consolidated statements of financial condition. During the nine months ended September 30, 2022 and 2021 , the Company had no t resold or repledged any of the collateral obtained under these arrangements. The securities lending revenue earned from lending securities held by the separate accounts is included in investment advisory, administration fees and securities lending revenue on the condensed consolidated statements of income . 9 Money Market Fee Waivers. The Company may voluntarily waive a portion of its management fees on certain money market funds to ensure that they maintain a targeted level of daily net investment income (the “Yield Support waivers”). These waivers resulted in a reduction of management fees of approximately $ 0 million and $ 72 million, during the three and nine months ended September 30, 2022 , respectively, and approximately $ 130 million and $ 360 million, during the three and nine months ended September 30, 2021 , respectively. The reduction in management fees was partially offset by a reduction of BlackRock’s distribution and servicing costs paid to financial intermediaries. The Company may increase or decrease the level of Yield Support waivers in future periods. 3 . Acquisition Aperio Group, LLC On February 1, 2021, the Company acquired 100 % of the equity interests of Aperio Group, LLC (the “Aperio Transaction” or “Aperio”), a pioneer in customizing tax-optimized index equity separately managed accounts (“SMAs”) for approximately $ 1.1 billion in cash, using existing cash resources. The acquisition of Aperio increased BlackRock’s SMA assets under management and expanded the breadth of the Company’s capabilities via tax-managed strategies across factors, broad market indexing, and investor Environmental, Social, and Governance preferences across all asset classes. The purchase price for the Aperio Transaction was allocated to the assets acquired and liabilities assumed based upon their estimated fair values at the date of the transaction. The goodwill recognized in connection with the acquisition is primarily attributable to anticipated synergies from the transaction. A summary of the fair values of the assets acquired and liabilities assumed in this acquisition is as follows:                 (in millions)   Fair Value   Accounts receivable   $ 16 Finite-lived intangible assets:       Customer relationships   270 Other   17 Goodwill   776 Deferred income tax liabilities   (16 ) Other liabilities assumed   (12 ) Total consideration, net of cash acquired   $ 1,051         Summary of consideration, net of cash acquired:       Cash paid   $ 1,055 Cash acquired   (4 ) Total consideration, net of cash acquired   $ 1,051         4 . Cash, Cash Equivalents, and Restricted Cash The following table provides a reconciliation of cash and cash equivalents reported within the condensed consolidated statements of financial condition to the cash, cash equivalents, and restricted cash reported within the condensed consolidated statements of cash flows.     September 30,     December 31,       2022     2021   (in millions)             Cash and cash equivalents   $ 6,797   $ 9,323 Restricted cash included in other assets   17   17 Total cash, cash equivalents and restricted cash   $ 6,814   $ 9,340 10 5 . Investments A summary of the carrying value of total investments is as follows:   September 30,     December 31,   (in millions) 2022     2021   Debt securities:           Trading securities (including $1,112 and $1,140 trading debt securities of    CIPs at September 30, 2022 and December 31, 2021, respectively) $ 1,162   $ 1,186 Held-to-maturity investments 495   430 Total debt securities 1,657   1,616 Equity securities at FVTNI (including $1,145 and $1,485 equity securities at FVTNI    of CIPs at September 30, 2022 and December 31, 2021, respectively) 1,285   1,738 Equity method investments(1) 1,801   1,694 Bank loans held by CIPs 260   284 Federal Reserve Bank stock(2) 91   96 Carried interest(3) 1,525   1,555 Other investments(4) 288   279 Total investments $ 6,907   $ 7,262 (1) Equity method investments primarily include BlackRock’s direct investments in certain BlackRock sponsored investment funds. (2) Federal Reserve Bank stock is held for regulatory purposes and is restricted from sale. (3) Carried interest represents allocations to BlackRock’s general partner capital accounts from certain sponsored investment funds. These balances are subject to change upon cash distributions, additional allocations or reallocations back to limited partners within the respective funds. (4) Other investments include BlackRock’s investments in nonmarketable equity securities, which are measured at cost, adjusted for observable price changes and private equity and real asset investments held by CIPs measured at fair value. Held-to-Maturity Investments Held-to-maturity investments included certain investments in BlackRock sponsored CLOs. The amortized cost (carrying value) of these investments approximated fair value (primarily a Level 2 input). At September 30, 2022 , $ 21 million of these investments mature between one to five years, $ 165 million of these investments mature between five to ten years and $ 309 million of these investments mature after 10 years. Trading Debt Securities and Equity Securities at FVTNI A summary of the cost and carrying value of trading debt securities and equity securities at fair value recorded through net income (“FVTNI”) is as follows:                     September 30, 2022     December 31, 2021   Carrying Carrying (in millions) Cost     Value     Cost     Value   Trading debt securities:                       Corporate debt $ 774   $ 703   $ 703   $ 701 Government debt 365   331   365   363 Asset/mortgage-backed debt 141   128   126   122 Total trading debt securities $ 1,280   $ 1,162   $ 1,194   $ 1,186 Equity securities at FVTNI:                       Equity securities/mutual funds $ 1,302   $ 1,285   $ 1,451   $ 1,738                         11 6 . Consolidated Sponsored Investment Products The Company consolidates certain sponsored investment funds accounted for as voting rights entities (“VREs”) because it is deemed to control such funds. In the normal course of business, the Company is the manager of various types of sponsored investment vehicles, which may be considered VIEs. The Company may from time to time own equity or debt securities or enter into derivatives with the vehicles, each of which are considered variable interests. The Company’s involvement in financing the operations of the VIEs is generally limited to its investments in the entity. The Company’s consolidated VIEs include certain sponsored investment products in which BlackRock has an investment and as the investment manager, is deemed to have both the power to direct the most significant activities of the products and the right to receive benefits (or the obligation to absorb losses) that could potentially be significant to these sponsored investment products. The assets of these VIEs are not available to creditors of the Company. In addition, the investors in these VIEs have no recourse to the credit of the Company. The following table presents the balances related to these CIPs accounted for as VIEs and VREs that were recorded on the condensed consolidated statements of financial condition, including BlackRock’s net interest in these products:     September 30, 2022     December 31, 2021   (in millions)   VIEs     VREs     Total     VIEs     VREs     Total   Cash and cash equivalents(1)   $ 275   $ 51   $ 326   $ 251   $ 57   $ 308 Investments:                                     Trading debt securities   806   306   1,112   870   270   1,140 Equity securities at FVTNI   771   374   1,145   1,100   385   1,485 Bank loans   260   —   260   284   —   284 Other investments   242   —   242   210   —   210 Carried interest   1,454   —   1,454   1,504   —   1,504 Total investments   3,533   680   4,213   3,968   655   4,623 Other assets   68   27   95   50   32   82 Other liabilities(2)   (1,902 )   (39 )   (1,941 )   (1,919 )   (82 )   (2,001 ) Noncontrolling interests - CIPs   (793 )   (101 )   (894 )   (1,046 )   (79 )   (1,125 ) BlackRock's net interests in CIPs   $ 1,181   $ 618   $ 1,799   $ 1,304   $ 583   $ 1,887 (1) The Company cannot readily access cash and cash equivalents held by CIPs to use in its operating activities. (2) At both September 30, 2022 and December 31, 2021 , other liabilities of VIEs primarily include deferred carried interest liabilities and borrowings of a consolidated CLO. BlackRock’s total exposure to CIPs represents the value of its economic ownership interest in these CIPs. Valuation changes associated with investments held at fair value by these CIPs are reflected in nonoperating income (expense) and partially offset in net income (loss) attributable to NCI for the portion not attributable to BlackRock. Net gain (loss) related to consolidated VIEs is presented in the following table:     Three Months Ended     Nine Months Ended       September 30,     September 30,   (in millions)   2022     2021     2022     2021   Nonoperating net gain (loss) on consolidated VIEs   $ (89 )   $ 50   $ (405 )   $ 323                           Net income (loss) attributable to NCI on consolidated VIEs   $ (35 )   $ 73   $ (218 )   $ 296                           12 7 . Variable Interest Entities Nonconsolidated VIEs . At September 30, 2022 and December 31, 2021, the Company’s carrying value of assets and liabilities included on the condensed consolidated statements of financial condition pertaining to nonconsolidated VIEs and its maximum risk of loss related to VIEs for which it held a variable interest, but for which it was not the primary beneficiary, was as follows:         Advisory Fee     Other Net Assets     Maximum   (in millions) Investments     Receivables     (Liabilities)     Risk of Loss(1)   At September 30, 2022                       Sponsored investment    products $ 1,031   $ 79   $ (11 )   $ 1,127 At December 31, 2021                       Sponsored investment    products $ 882   $ 62   $ (12 )   $ 961 (1) At both September 30, 2022 and December 31, 2021 , BlackRock’s maximum risk of loss associated with these VIEs primarily related to BlackRock’s investments and the collection of advisory fee receivables. The net assets of sponsored investment products that are nonconsolidated VIEs approximated $ 20 billion at both September 30, 2022 and December 31, 2021 . 13 8. Fair Value Disclosures Fair Value Hierarchy Assets and liabilities measured at fair value on a recurring basis Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Investments September 30, 2022 Identical Assets Inputs Inputs Measured at September 30, (in millions) (Level 1)     (Level 2)     (Level 3)     NAV(1)     Other(2)      2022   Assets:                                   Investments                                   Debt securities:                                   Held-to-maturity investments $ —   $ —   $ —   $ —   $ 495   $ 495 Trading securities —   1,113   49   —   —   1,162 Total debt securities —   1,113   49   —   495   1,657 Equity securities at FVTNI:                                   Equity securities/mutual funds 1,285   —   —   —   —   1,285 Equity method:                                   Equity and fixed income mutual    funds 201   —   —   —   —   201 Hedge funds/funds of hedge    funds/other —   —   —   455   —   455 Private equity funds —   —   —   877   —   877 Real assets funds —   —   —   268   —   268 Total equity method 201   —   —   1,600   —   1,801 Bank loans —   24   236   —   —   260 Federal Reserve Bank Stock —   —   —   —   91   91 Carried interest —   —   —   —   1,525   1,525 Other investment —   —   —   131   157   288 Total investments 1,486   1,137   285   1,731   2,268   6,907 Other assets(3) 105   64   —   —   —   169 Separate account assets 33,686   16,492   —   —   894   51,072 Separate account collateral held under securities lending agreements:                                   Equity securities 1,946   —   —   —   —   1,946 Debt securities —   3,921   —   —   —   3,921 Total separate account collateral held    under securities lending agreements 1,946   3,921   —   —   —   5,867 Total $ 37,223   $ 21,614   $ 285   $ 1,731   $ 3,162   $ 64,015 Liabilities:                                   Separate account collateral    liabilities under securities    lending agreements $ 1,946   $ 3,921   $ —   $ —   $ —   $ 5,867 Other liabilities(4) —   46   303   —   —   349 Total $ 1,946   $ 3,967   $ 303   $ —   $ —   $ 6,216 (1) Amounts are comprised of certain investments measured at fair value using NAV (or its equivalent) as a practical expedient. (2) Amounts are comprised of investments held at amortized cost and cost, adjusted for observable price changes, carried interest and certain equity method investments, which include sponsored investment funds and other assets, which are not accounted for under a fair value measure. In accordance with GAAP, certain equity method investees do not account for both their financial assets and liabilities under fair value measures; therefore, the Company’s investment in such equity method investees may not represent fair value. (3) Level 1 amount includes a minority investment in a publicly traded company. Level 2 amount primarily includes fair value of derivatives (See Note 9, Derivatives and Hedging , for more information). (4) Level 2 amount primarily includes fair value of derivatives (See Note 9, Derivatives and Hedging , for more information). Level 3 amounts primarily include borrowings of a consolidated CLO classified based on the significance of unobservable inputs used for calculating the fair value of consolidated CLO assets, and contingent liabilities related to certain acquisitions (see Note 15, Commitments and Contingencies , for more information). 14 Assets and liabilities measured at fair value on a recurring basis Quoted Prices Significant in Active Other Significant Markets for Observable Unobservable Investments December 31, 2021 Identical Assets Inputs Inputs Measured at December 31, (in millions) (Level 1)     (Level 2)     (Level 3)     NAV(1)     Other(2)     2021   Assets:                                   Investments                                   Debt securities:                                   Held-to-maturity investments $ —   $ —   $ —   $ —   $ 430   $ 430 Trading securities —   1,169   17   —   —   1,186 Total debt securities —   1,169   17   —   430   1,616 Equity securities at FVTNI:                                   Equity securities/mutual funds 1,738   —   —   —   —   1,738 Equity method:                                   Equity and fixed income mutual    funds 245   —   —   —   —   245 Hedge funds/funds of hedge    funds/other —   —   —   369   —   369 Private equity funds —   —   —   846   —   846 Real assets funds —   —   —   234   —   234 Total equity method 245   —   —   1,449   —   1,694 Bank loans —   14   270   —   —   284 Federal Reserve Bank Stock —   —   —   —   96   96 Carried interest —   —   —   —   1,555   1,555 Other investments(3) —   —   5   96   178   279 Total investments 1,983   1,183   292   1,545   2,259   7,262 Other assets(4) 195   39   —   —   —   234 Separate account assets 54,675   30,786   —   —   765   86,226 Separate account collateral held under securities lending agreements:                                   Equity securities 3,717   —   —   —   —   3,717 Debt securities —   3,364   —   —   —   3,364 Total separate account collateral held    under securities lending agreements 3,717   3,364   —   —   —   7,081 Total $ 60,570   $ 35,372   $ 292   $ 1,545   $ 3,024   $ 100,803 Liabilities:                                   Separate account collateral    liabilities under securities    lending agreements $ 3,717   $ 3,364   $ —   $ —   $ —   $ 7,081 Other liabilities(5) —   26   342   —   —   368 Total $ 3,717   $ 3,390   $ 342   $ —   $ —   $ 7,449 (1) Amounts are comprised of certain investments measured at fair value using NAV (or its equivalent) as a practical expedient. (2) Amounts are comprised of investments held at amortized cost and cost, adjusted for observable price changes, carried interest and certain equity method investments, which include sponsored investment funds and other assets, which are not accounted for under a fair value measure. In accordance with GAAP, certain equity method investees do not account for both their financial assets and liabilities under fair value measures; therefore, the Company’s investment in such equity method investees may not represent fair value. (3) Level 3 amounts include direct investments in private equity companies held by consolidated private equity funds. (4) Level 1 amount includes a minority investment in a publicly traded company. Level 2 amount primarily includes fair value of derivatives (See Note 9, Derivatives and Hedging , for more information). (5) Level 2 amount primarily includes fair value of derivatives (See Note 9, Derivatives and Hedging , for more information). Level 3 amounts primarily include borrowings of a consolidated CLO classified based on the significance of unobservable inputs used for calculating the fair value of consolidated CLO assets, and contingent liabilities related to certain acquisitions (see Note 15, Commitments and Contingencies , for more information). 15 Level 3 Assets. Level 3 assets predominantly include investments in CLOs and bank loans of consolidated CLOs, which were valued based on single-broker nonbinding quotes or quotes from pricing services which use significant unobservable inputs. Level 3 investments of $ 285 million and $ 292 million at September 30, 2022 and December 31, 2021, respectively, primarily included bank loans of a consolidated CLO. Level 3 Liabilities. Level 3 liabilities primarily include borrowings of a consolidated CLO, which were valued based on the fair value of the assets of the consolidated CLO less the fair value of the Company’s economic interest in the CLO, and contingent liabilities related to certain acquisitions, which were valued based upon discounted cash flow analyses using unobservable market data inputs. Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis for the Three Months Ended September 30, 2022 Realized Total Net and Unrealized Unrealized Issuances and Transfers Transfers Gains (Losses) June 30, Gains Sales and other into out of September 30, Included in (in millions)    2022     (Losses)     Purchases     Maturities     Settlements     Level 3     Level 3      2022     Earnings(1)   Assets:                                                       Investments:                                                       Debt securities:                                                       Trading   $ 16   $ (1 )   $ 14   $ (5 )   $ —   $ 25   $ —   $ 49   $ (1 ) Total debt securities   16   (1 )   14   (5 )   —   25   —   49   (1 ) Private equity   4   (2 )   —   —   —   —   (2 )   —   — Bank loans   252   (1 )   —   (16 )   —   4   (3 )   236   (1 ) Total investments   $ 272   $ (4 )   $ 14   $ (21 )   $ —   $ 29   $ (5 )   $ 285   $ (2 ) Liabilities:                                                       Other liabilities   $ 314   $ 8   $ —   $ —   $ (3 )   $ —   $ —   $ 303   $ 8 (1) Earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at the reporting date. Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis for the Nine Months Ended September 30, 2022 Realized Total Net and Unrealized Unrealized Issuances and Transfers Transfers Gains (Losses) December 31, Gains Sales and other into out of September 30, Included in (in millions)   2021     (Losses)     Purchases     Maturities     Settlements(1)     Level 3     Level 3     2022     Earnings(2)   Assets:                                                       Investments:                                                       Debt securities:                                                       Trading   $ 17   $ (4 )   $ 33   $ (18 )   $ —   $ 25   $ (4 )   $ 49   $ (4 ) Total debt securities   17   (4 )   33   (18 )   —   25   (4 )   49   (4 ) Private equity   5   (2 )   —   —   —   —   (3 )   —   — Bank loans   270   (4 )   16   (34 )   —   8   (20 )   236   (4 ) Total investments   $ 292   $ (10 )   $ 49   $ (52 )   $ —   $ 33   $ (27 )   $ 285   $ (8 ) Liabilities:                                                       Other liabilities   $ 342   $ 7   $ —   $ —   $ (32 )   $ —   $ —   $ 303   $ 7 (1) Amounts include proceeds from borrowings of a consolidated CLO and contingent liability payment related to a prior acquisition. (2) Earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at the reporting date. 16 Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis for the Three Months Ended September 30, 2021 Realized Total Net and Unrealized Unrealized Issuances and Transfers Transfers Gains (Losses) June 30, Gains Sales and other into out of September 30, Included in (in millions)   2021     (Losses)     Purchases     Maturities     Settlements(1)     Level 3     Level 3     2021     Earnings(2)   Assets:                                                       Investments:                                                       Debt securities:                                                       Trading   $ 21   $ 2   $ 12   $ (5 )   $ —   $ —   $ —   $ 30   $ 2 Total debt securities   21   2   12   (5 )   —   —   —   30   2 Private equity   5   1   —   —   —   —   (1 )   5   1 Bank loans   261   —   16   —   —   1   (5 )   273   — Total investments   $ 287   $ 3   $ 28   $ (5 )   $ —   $ 1   $ (6 )   $ 308   $ 3 Liabilities:                                                       Other liabilities   $ 298   $ (28 )   $ —   $ —   $ 14   $ —   $ —   $ 340   $ (28 ) (1) Amounts include proceeds from borrowings of a consolidated CLO and a contingent liability, partially offset by contingent liability payment related to a prior acquisition. (2) Earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at the reporting date. Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis for the Nine Months Ended September 30, 2021 Realized Total Net and Issuances Unrealized Unrealized and Transfers Transfers Gains (Losses) December 31, Gains Sales and other into out of September 30, Included in (in millions)   2020     (Losses)     Purchases     Maturities     Settlements(1)     Level 3     Level 3     2021     Earnings(2)   Assets:                                                       Investments:                                                       Debt securities:                                                       Trading   $ 11   $ 2   $ 24   $ (5 )   $ —   $ —   $ (2 )   $ 30   $ 2 Total debt securities   11   2   24   (5 )   —   —   (2 )   30   2 Private equity   9   1   —   —   —   —   (5 )   5   1 Bank loans   232   —   45   —   —   11   (15 )   273   — Total investments   $ 252   $ 3   $ 69   $ (5 )   $ —   $ 11   $ (22 )   $ 308   $ 3 Liabilities:                                                       Other liabilities   $ 272   $ (32 )   $ —   $ —   $ 36   $ —   $ —   $ 340   $ (32 ) (1) Amounts include proceeds from borrowings of a consolidated CLO and a contingent liability, partially offset by contingent liability payment related to prior acquisitions. (2) Earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at the reporting date. Realized and Unrealized Gains (Losses) for Level 3 Assets and Liabilities. Realized and unrealized gains (losses) recorded for Level 3 assets and liabilities are reported in nonoperating income (expense) on the condensed consolidated statements of income. A portion of net income (loss) related to securities held by CIPs is allocated to NCI to reflect net income (loss) not attributable to the Company. Transfers in and/or out of Levels. Transfers in and/or out of levels are reflected when significant inputs, including market inputs or performance attributes, used for the fair value measurement become observable/unobservable, or when the carrying value of certain equity method investments no longer represents fair value as determined under valuation methodologies. Disclosures of Fair Value for Financial Instruments Not Held at Fair Value . At September 30, 2022 and December 31, 2021, the fair value of the Company’s financial instruments not held at fair value are categorized in the table below:   September 30, 2022     December 31, 2021         Carrying Estimated Carrying Estimated Fair Value (in millions) Amount     Fair Value     Amount     Fair Value     Hierarchy   Financial Assets(1):                             Cash and cash equivalents $ 6,797   $ 6,797   $ 9,323   $ 9,323   Level 1 (2) (3) Other assets $ 19   $ 19   $ 22   $ 22   Level 1 (2) (4)                               Financial Liabilities:                             Long-term borrowings $ 6,591   $ 5,754   $ 7,446   $ 7,735   Level 2 (5) (1) See Note 5, Investments , for further information on investments not held at fair value. (2) Cash and cash equivalents are carried at either cost or amortized cost, which approximates fair value due to their short-term maturities. (3) At September 30, 2022 and December 31, 2021 , approximately $ 2.3 billion and $ 2.4 billion, respectively, of money market funds were recorded within cash and cash equivalents on the condensed consolidated statements of financial condition. Money market funds are valued based on quoted market prices, or $ 1.00 per share, which generally is the NAV of the fund. (4) Other assets include restricted cash and cash collateral deposited with certain derivative counterparties. 17 (5) Long-term borrowings are recorded at amortized cost, net of debt issuance costs. The fair value of the long-term borrowings, including the current portion of long-term borrowings, is determined using market prices and the EUR/USD foreign exchange rate at the end of September 2022 and December 2021, respectively. See Note 14, Borrowings , for the fair value of each of the Company’s long-term borrowings. Investments in Certain Entities that Calculate NAV Per Share As a practical expedient to value certain investments that do not have a readily determinable fair value and have attributes of an investment company, the Company uses NAV as the fair value. The following tables list information regarding all investments that use a fair value measurement to account for both their financial assets and financial liabilities in their calculation of a NAV per share (or equivalent). September 30, 2022                         Total Unfunded Redemption Redemption (in millions)   Ref   Fair Value     Commitments     Frequency   Notice Period Equity method:(1)                         Hedge funds/funds of hedge (a)   $ 455   $ 102 Daily/Monthly (26%)   1 – 90 days   funds/other Quarterly (16%)     N/R (58%) Private equity funds   (b)   877   211   N/R   N/R Real assets funds   (c)   268   288   Quarterly (19%)   60 days N/R (81%) Consolidated sponsored           investment products:               Real assets funds   (c)   104   89   N/R   N/R Other funds   (d)   27   79   N/R   N/R Total       $ 1,731   $ 769                                   December 31, 2021                         Total Unfunded Redemption Redemption (in millions)   Ref   Fair Value     Commitments     Frequency   Notice Period Equity method:(1)                         Hedge funds/funds of hedge   (a)   $ 369   $ 141   Daily/Monthly (20%)   1 – 90 days   funds/other Quarterly (20%) N/R (60%) Private equity funds   (b)   846   153   N/R   N/R Real assets funds   (c)   234   245   Quarterly (20%)   60 days N/R (80%) Consolidated sponsored           investment products:               Real assets funds   (c)   90   101   N/R   N/R Other funds   (d)   6   25   N/R   N/R Total       $ 1,545   $ 665         N/R – not redeemable (1) Comprised of equity method investments, which include investment companies that account for their financial assets and most financial liabilities under fair value measures; therefore, the Company’s investment in such equity method investees approximates fair value. (a) This category includes hedge funds, funds of hedge funds, and other funds that invest primarily in equities, fixed income securities, distressed credit, opportunistic and mortgage instruments and other third-party hedge funds. The fair values of the investments have been estimated using the NAV of the Company’s ownership interest in partners’ capital. The liquidation period for the investments in the funds that are not subject to redemption is unknown at both September 30, 2022 and December 31, 2021. (b) This category includes private equity funds that initially invest in nonmarketable securities of private companies, which ultimately may become public in the future. The fair values of these investments have been estimated using capital accounts representing the Company’s ownership interest in the funds and may also include other performance inputs. The Company’s investment in each fund is not subject to redemption and is normally returned through distributions as a result of the liquidation of the underlying assets of the private equity funds. The liquidation period for the investments in these funds is unknown at both September 30, 2022 and December 31, 2021. 18 (c) This category includes several real assets funds that invest directly and indirectly in real estate or infrastructure. The fair values of the investments have been estimated using capital accounts representing the Company’s ownership interest in the funds. The Company’s investments that are not subject to redemption or are not currently redeemable are normally returned through distributions and realizations of the underlying assets of the funds. The liquidation period for the investments in the funds that are not subject to redemptions is unknown at both September 30, 2022 and December 31, 2021 . The total remaining unfunded commitments were $ 377 million and $ 346 million at September 30, 2022 and December 31, 2021 , respectively. The Company’s portion of the total remaining unfunded commitments was $ 331 million and $ 298 million at September 30, 2022 and December 31, 2021, respectively. (d) This category includes the underlying third-party private equity funds within consolidated BlackRock sponsored private equity funds of funds. These investments are not subject to redemption or are not currently redeemable; however, for certain funds, the Company may sell or transfer its interest, which may need approval by the general partner of the underlying funds. Due to the nature of the investments in this category, the Company reduces its investment by distributions that are received through the realization of the underlying assets of the funds. The liquidation period for the underlying assets of these funds is unknown. Fair Value Option At September 30, 2022 and December 31, 2021 , the Company elected the fair value option for certain investments in CLOs of approximately $ 49 million and $ 47 million, respectively, reported within investments. In addition, the Company elected the fair value option for bank loans and borrowings of a consolidated CLO, recorded within investments and other liabilities, respectively. The following table summarizes the information related to these bank loans and borrowings at September 30, 2022 and December 31, 2021:     September 30,     December 31,   (in millions)   2022     2021   CLO Bank loans:             Aggregate principal amounts outstanding   $ 265   $ 281 Fair value   260   284 Aggregate unpaid principal balance in excess of (less than) fair value   $ 5   $ (3 )               CLO Borrowings:             Aggregate principal amounts outstanding   $ 282   $ 275 Fair value   $ 269   $ 278 At September 30, 2022 , the principal amounts outstanding of the borrowings issued by the CLOs mature in 2030 . During the three and nine months ended September 30, 2022 and 2021 , the net gains (losses) from the change in fair value of the bank loans and borrowings held by the consolidated CLO were not material and were recorded in net gain (loss) on the condensed consolidated statements of income. The change in fair value of the assets and liabilities included interest income and expense, respectively. 9. Derivatives and Hedging The Company maintains a program to enter into swaps to hedge against market price and interest rate exposures with respect to certain seed investments in sponsored investment products. At September 30, 2022 and December 31, 2021 , the Company had outstanding total return swaps with aggregate notional values of approximately $ 534 million and $ 720 million, respectively. The Company executes forward foreign currency exchange contracts to mitigate the risk of certain foreign exchange movements. At both September 30, 2022 and December 31, 2021 , the Company had outstanding forward foreign currency exchange contracts with aggregate notional values of approximately $ 1.8 billion, and with expiration dates in October 2022 and January 2022 , respectively. At both September 30, 2022 and December 31, 2021 , the Company had a derivative providing credit protection with a notional amount of approximately $ 17 million to a counterparty, representing the Company’s maximum risk of loss with respect to the derivative. The Company carries the derivative at fair value based on the expected discounted future cash outflows under the arrangement. 19 The following table presents the fair values of derivative instruments recognized in the condensed consolidated statements of financial condition at September 30, 2022 and December 31, 2021:   Assets     Liabilities   Statement of Statement of Financial Financial Condition Condition (in millions) Classification   September 30, 2022     December 31, 2021     Classification   September 30, 2022     December 31, 2021   Derivative    Instruments                               Total return swaps Other assets   $ 61   $ 5   Other liabilities   $ —   $ 14 Forward foreign    currency exchange    contracts Other assets   3   34   Other liabilities   35   — Total     $ 64   $ 39       $ 35   $ 14                                 The following table presents realized and unrealized gains (losses) recognized in the condensed consolidated statements of income on derivative instruments:         Three Months Ended     Nine Months Ended           September 30,     September 30,       Statement of Income   2022     2021     2022     2021   (in millions)   Classification   Gains (Losses)     Gains (Losses)   Derivative Instruments                             Total return swaps   Nonoperating income (expense)   $ 44   $ 14   $ 147   $ (70 ) Forward foreign currency    exchange contracts   General and administration expense   (124 )   (46 )   (295 )   (36 ) Total gain (loss) from derivative instruments   $ (80 )   $ (32 )   $ (148 )   $ (106 ) The Company consolidates certain sponsored investment funds, which may utilize derivative instruments as a part of the funds’ investment strategies. The change in fair value of such derivatives, which is recorded in nonoperating income (expense), was not material for the three and nine months ended September 30, 2022 and 2021. See Note 15, Borrowings , in the 2021 Form 10-K for more information on the Company’s net investment hedge. 10 . Goodwill Goodwill activity during the nine months ended September 30, 2022 was as follows:  (in millions)      December 31, 2021 $ 15,351 Other(1) (7 )  September 30, 2022 $ 15,344 (1) Amounts primarily resulted from a decline related to tax benefits realized from tax-deductible goodwill in excess of book goodwill from the acquisition of the fund-of-funds business of Quellos Group, LLC in October 2007 (the “Quellos Transaction”). Goodwill related to the Quellos Transaction will continue to be reduced in future periods by the amount of tax benefits realized from tax-deductible goodwill in excess of book goodwill from the Quellos Transaction. The balance of the Quellos tax-deductible goodwill in excess of book goodwill was approximately $ 19 million and $ 43 million at September 30, 2022 and December 31, 2021 , respectively. 20 11 . Intangible Assets The carrying amounts of identifiable intangible assets are summarized as follows:  (in millions) Indefinite-lived     Finite-lived     Total    December 31, 2021 $ 17,578   $ 875   $ 18,453 Amortization expense —   (114 )   (114 )  September 30, 2022 $ 17,578   $ 761   $ 18,339 12 . Leases The following table presents components of lease cost included in general and administration expense on the condensed consolidated statements of income:   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Lease cost:                       Operating lease cost(1) $ 55   $ 50   $ 160   $ 128 Variable lease cost(2) 10   10   32   30 Total lease cost $ 65   $ 60   $ 192   $ 158 (1) Amounts include short-term leases, which are immaterial for the three and nine months ended September 30, 2022 and 2021 . (2) Amounts include operating lease payments, which may be adjusted based on usage, changes in an index or market rate, as well as common area maintenance charges and other variable costs not included in the measurement of right-of-use (“ROU”) assets and operating lease liabilities. Supplemental information related to operating leases is summarized below:     Nine Months Ended       September 30,   (in millions)   2022     2021   Supplemental cash flow information:             Operating cash flows from operating leases included in the measurement    of operating lease liabilities   $ 122   $ 108               Supplemental noncash information:             ROU assets in exchange for operating lease liabilities   $ 45   $ 1,297   September 30,   December 31,   2022   2021 Lease term and discount rate:               Weighted-average remaining lease term 16 years   16 years Weighted-average discount rate 3 %   3 % 21 13 . Other Assets At September 30, 2022 and December 31, 2021 , the Company had $ 808 million and $ 583 million of equity method investments, respectively, recorded within other assets on the condensed consolidated statements of financial condition, since such investees are considered to be an extension of BlackRock’s core business. BlackRock’s share of these investees’ underlying net income or loss is based upon the most currently available information and is recorded within advisory and other revenue. During the three and nine months ended September 30, 2022, the Company recorded a nonoperating, noncash, pre-tax gain of approximately $ 267 million in connection with the dilution of its ownership interest to approximately 25 % in its strategic minority investment in iCapital Network, Inc. ("iCapital"). During the three and nine months ended September 30, 2021, the Company recorded a nonoperating, noncash, pre-tax gain in connection with the dilution of its ownership interests in iCapital of approximately $ 107 million. At September 30, 2022, and December 31, 2021, the carrying value of the Company's interest in iCapital was approximately $ 670 million and $ 409 million, respectively. In accordance with GAAP, certain equity method investees, including iCapital, do not account for both their financial assets and liabilities under fair value measures; therefore, the Company’s investment in such equity method investees may not represent fair value. At September 30, 2022 and December 31, 2021 , the Company had $ 283 million and $ 268 million, respectively, of other nonequity method corporate minority investments recorded within other assets on the consolidated statements of financial condition, which included investments in equity securities, generally measured at fair value or under the measurement alternative to fair value for nonmarketable securities. Changes in value of these securities are recorded in nonoperating income (expense) on the consolidated statements of income. See Note 2, Significant Accounting Policies , in the notes to the consolidated financial statements contained in the 2021 Form 10-K for further information. 14 . Borrowings 2022 Revolving Credit Facility. Since 2011, the Company has maintained an unsecured revolving credit facility which is available for working capital and general corporate purposes (the “2022 credit facility”). In March 2022, the 2022 credit facility was amended to, among other things, (i) increase the aggregate commitment amount by $ 300 million to $ 4.7 billion, (ii) extend the maturity date to March 2027 , (iii) change the rate for borrowings denominated in US dollars from a rate based on the London Interbank Offered Rate (“LIBOR”) to a rate based on the secured overnight financing rate (“SOFR”) subject to certain adjustments and (iv) raise and/or add certain specified targets for the sustainability-linked pricing mechanics. The 2022 credit facility permits the Company to request up to an additional $ 1.0 billion of borrowing capacity, subject to lender credit approval, which could increase the overall size of the 2022 credit facility to an aggregate principal amount of up to $ 5.7 billion. The 2022 credit facility requires the Company not to exceed a maximum leverage ratio (ratio of net debt to earnings before interest, taxes, depreciation and amortization, where net debt equals total debt less unrestricted cash) of 3 to 1 , which was satisfied with a ratio of less than 1 to 1 at September 30, 2022. At September 30, 2022 , the Company had no amount outstanding under the 2022 credit facility. Commercial Paper Program. The Company can issue unsecured commercial paper notes (the “CP Notes”) on a private-placement basis up to a maximum aggregate amount outstanding at any time of $ 4 billion. The commercial paper program is currently supported by the 2022 credit facility. At September 30, 2022 , BlackRock had no CP Notes outstanding. Long-Term Notes The carrying value and fair value of long-term notes determined using market prices and EUR/USD foreign exchange rate at September 30, 2022 included the following: Unamortized   Discount (in millions) Maturity Amount     and Debt Issuance Costs(1)     Carrying Value     Fair Value   3.50% Notes due 2024 $ 1,000   $ (1 )   $ 999   $ 985 1.25% Notes due 2025 686   (2 )   684   650 3.20% Notes due 2027 700   (3 )   697   659 3.25% Notes due 2029 1,000   (10 )   990   899 2.40% Notes due 2030 1,000   (6 )   994   825 1.90% Notes due 2031 1,250   (9 )   1,241   971 2.10% Notes due 2032 1,000   (14 )   986   765 Total long-term notes $ 6,636   $ (45 )   $ 6,591   $ 5,754 (1) The unamortized discount and debt issuance costs are being amortized over the term of the notes. 22 Long-term notes at December 31, 2021 had a carrying value of $ 7.4 billion and a fair value of $ 7.7 billion, determined using market prices and EUR/USD foreign exchange rate at December 31, 2021. In June 2022, the Company fully repaid $ 750 million of 3.375% notes at maturity. See Note 15, Borrowings , in the 2021 Form 10-K for more information regarding the Company’s borrowings. 15. Commitments and Contingencies Investment Commitments. At September 30, 2022 , the Company had $ 861 million of various capital commitments to fund sponsored investment products, including CIPs. These products include private equity funds, real assets funds and opportunistic funds. This amount excludes additional commitments made by consolidated funds of funds to underlying third-party funds as third-party noncontrolling interest holders have the legal obligation to fund the respective commitments of such funds of funds. Generally, the timing of the funding of these commitments is unknown and the commitments are callable on demand at any time prior to the expiration of the commitment. These unfunded commitments are not recorded on the condensed consolidated statements of financial condition. These commitments do not include potential future commitments approved by the Company that are not yet legally binding. The Company intends to make additional capital commitments from time to time to fund additional investment products for, and with, its clients. Contingencies Legal Proceedings. From time to time, BlackRock receives subpoenas or other requests for information from various US federal and state governmental and regulatory authorities and international governmental and regulatory authorities in connection with industry-wide or other investigations or proceedings. It is BlackRock’s policy to cooperate fully with such matters. The Company, certain of its subsidiaries and employees have been named as defendants in various legal actions, including arbitrations and other litigation arising in connection with BlackRock’s activities. Additionally, BlackRock-advised investment portfolios may be subject to lawsuits, any of which potentially could harm the investment returns of the applicable portfolio or result in the Company being liable to the portfolios for any resulting damages. Management, after consultation with legal counsel, currently does not anticipate that the aggregate liability arising out of regulatory matters or lawsuits will have a material effect on BlackRock’s results of operations, financial position, or cash flows. However, there is no assurance as to whether any such pending or threatened matters will have a material effect on BlackRock’s results of operations, financial position or cash flows in any future reporting period. Due to uncertainties surrounding the outcome of these matters, management cannot reasonably estimate the possible loss or range of loss that may arise from these matters. Indemnifications. In the ordinary course of business or in connection with certain acquisition agreements, BlackRock enters into contracts pursuant to which it may agree to indemnify third parties in certain circumstances. The terms of these indemnities vary from contract to contract and the amount of indemnification liability, if any, cannot be determined or the likelihood of any liability is considered remote. Consequently, no liability has been recorded on the condensed consolidated statements of financial condition. In connection with securities lending transactions, BlackRock has agreed to indemnify certain securities lending clients against potential loss resulting from a borrower’s failure to fulfill its obligations under the securities lending agreement should the value of the collateral pledged by the borrower at the time of default be insufficient to cover the borrower’s obligation under the securities lending agreement. The amount of securities on loan as of September 30, 2022 and subject to this type of indemnification was $ 265 billion. In the Company’s capacity as lending agent, cash and securities totaling $ 283 billion were held as collateral for indemnified securities on loan at September 30, 2022. The fair value of these indemnifications was not material at September 30, 2022 . 23 16 . Revenue The table below presents detail of revenue for the three and nine months ended September 30, 2022 and 2021 and includes the product mix of investment advisory, administration fees and securities lending revenue, and performance fees.   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Investment advisory, administration fees and    securities lending revenue:                       Equity:                       Active $ 503   $ 674   $ 1,669   $ 1,891 ETFs 1,063   1,212   3,324   3,436 Non-ETF Index 179   207   552   581 Equity subtotal 1,745   2,093   5,545   5,908 Fixed income:                       Active 478   561   1,515   1,631 ETFs 276   304   839   893 Non-ETF Index 91   121   311   350 Fixed income subtotal 845   986   2,665   2,874 Multi-asset 316   369   1,006   1,041 Alternatives:                       Illiquid alternatives 184   166   547   501 Liquid alternatives 155   163   483   460 Currency and commodities(1) 51   55   169   163 Alternatives subtotal 390   384   1,199   1,124 Long-term 3,296   3,832   10,415   10,947 Cash management 235   111   637   345 Total investment advisory, administration fees    and securities lending revenue 3,531   3,943   11,052   11,292 Investment advisory performance fees:                       Equity (2 )   8   13   70 Fixed income (3 )   2   19   31 Multi-asset 2   —   14   17 Alternatives:                       Illiquid alternatives 79   50   181   147 Liquid alternatives 6   285   59   549 Alternatives subtotal 85   335   240   696 Total performance fees 82   345   286   814 Technology services revenue 338   320   1,011   942 Distribution fees:                       Retrocessions 241   294   789   796 12b-1 fees (US mutual fund distribution fees) 75   91   243   263 Other 9   16   35   51 Total distribution fees 325   401   1,067   1,110 Advisory and other revenue:                       Advisory 8   13   39   37 Other 27   28   81   73 Total advisory and other revenue 35   41   120   110 Total revenue $ 4,311   $ 5,050   $ 13,536   $ 14,268                         (1) Amounts include commodity ETFs. 24 The tables below present the investment advisory, administration fees and securities lending revenue by client type and investment style:   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   By client type:                       Retail $ 1,058   $ 1,291   $ 3,421   $ 3,647 ETFs 1,385   1,571   4,322   4,493 Institutional:                       Active 623   684   1,934   1,991 Index 230   286   738   816 Total institutional 853   970   2,672   2,807 Long-term 3,296   3,832   10,415   10,947 Cash management 235   111   637   345 Total $ 3,531   $ 3,943   $ 11,052   $ 11,292                         By investment style:                       Active $ 1,635   $ 1,928   $ 5,213   $ 5,509 Index and ETFs 1,661   1,904   5,202   5,438 Long-term 3,296   3,832   10,415   10,947 Cash management 235   111   637   345 Total $ 3,531   $ 3,943   $ 11,052   $ 11,292                         25 Investment Advisory and Administration Fees – Remaining Performance Obligation The tables below present estimated investment advisory and administration fees expected to be recognized in the future related to the unsatisfied portion of the performance obligations at September 30, 2022 and 2021: September 30, 2022   Remainder of                                 (in millions) 2022     2023     2024     2025     Thereafter     Total   Investment advisory and    administration fees:                                   Alternatives(1)(2) $ 47   $ 176   $ 112   $ 73   $ 53   $ 461 September 30, 2021   Remainder of                                 (in millions) 2021     2022     2023     2024     Thereafter     Total   Investment advisory and    administration fees:                                   Alternatives(1)(2) $ 45   $ 157   $ 143   $ 85   $ 51   $ 481 (1) Investment advisory and administration fees include management fees related to certain alternative products, which are based on contractual committed capital outstanding at September 30, 2022 and 2021. Actual management fees could be higher to the extent additional committed capital is raised. These fees are generally billed on a quarterly basis in arrears. (2) The Company elected the following practical expedients and therefore does not include amounts related to (1) performance obligations with an original duration of one year or less, and (2) variable consideration related to future service periods. Change in Deferred Carried Interest Liability The table below presents changes in the deferred carried interest liability, which is included in other liabilities on the condensed consolidated statements of financial condition, for the three and nine months ended September 30, 2022 and 2021:   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Beginning balance $ 1,592   $ 1,132   $ 1,508   $ 584 Net increase (decrease) in unrealized allocations (58 )   277   119   904 Performance fee revenue recognized (72 )   (43 )   (165 )   (122 ) Ending balance $ 1,462   $ 1,366   $ 1,462   $ 1,366 26 Technology Services Revenue – Remaining Performance Obligation The tables below present estimated technology services revenue expected to be recognized in the future related to the unsatisfied portion of the performance obligations at September 30, 2022 and 2021: September 30, 2022   Remainder of                                 (in millions) 2022     2023     2024     2025     Thereafter     Total   Technology services revenue(1)(2) $ 29   $ 79   $ 45   $ 29   $ 26   $ 208 September 30, 2021   Remainder of                                 (in millions) 2021     2022     2023     2024     Thereafter     Total   Technology services revenue(1)(2) $ 38   $ 83   $ 43   $ 22   $ 18   $ 204 (1) Technology services revenue primarily includes upfront payments from customers, which the Company generally recognizes as services are performed. (2) The Company elected the following practical expedients and therefore does not include amounts related to (1) performance obligations with an original duration of one year or less, and (2) variable consideration related to future service periods. In addition to amounts disclosed in the tables above, certain technology services contracts require fixed minimum fees, which are billed on a monthly or quarterly basis in arrears. The Company recognizes such revenue as services are performed. As of September 30, 2022 , the estimated fixed minimum fees for the remainder of the year approximated $ 215 million. The term for these contracts, which are either in their initial or renewal period, ranges from one to five years . The table below presents changes in the technology services deferred revenue liability for the three and nine months ended September 30, 2022 and 2021, which is included in other liabilities on the condensed consolidated statements of financial condition:   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Beginning balance $ 108   $ 107   $ 122   $ 123 Additions (1) 25   28   74   72 Revenue recognized that was included    in the beginning balance (32 )   (31 )   (95 )   (91 ) Ending balance $ 101   $ 104   $ 101   $ 104 (1) Amounts are net of revenue recognized. 27 17. Stock-Based Compensation Restricted Stock and RSUs. Restricted stock and restricted stock units (“RSUs”) activity for the nine months ended September 30, 2022 is summarized below. Weighted- Restricted Average Stock and Grant Date Outstanding at RSUs     Fair Value    December 31, 2021 2,183,017   $ 586.45 Granted 772,627   $ 822.03 Converted (876,449 )   $ 502.79 Forfeited (58,116 )   $ 703.34 September 30, 2022 2,021,079   $ 709.43 In January 2022, the Company granted 498,633 RSUs or shares of restricted stock to employees as part of 2021 annual incentive compensation that vest ratably over three years from the date of grant and 197,817 RSUs or shares of restricted stock to employees that cliff vest 100 % on January 31, 2025 . The Company values restricted stock and RSUs at their grant-date fair value as measured by BlackRock’s common stock price. The total fair market value of RSUs/restricted stock granted to employees during the nine months ended September 30, 2022 was $ 635 million . At September 30, 2022, the intrinsic value of outstanding RSUs was $ 1.1 billion , reflecting a closing stock price of $ 550.28 . At September 30, 2022 , total unrecognized stock-based compensation expense related to unvested RSUs was $ 615 million. The unrecognized compensation cost is expected to be recognized over the remaining weighted-average period of 1.1 years . Performance-Based RSUs. Performance-based RSU activity for the nine months ended September 30, 2022 is summarized below. Weighted- Average Performance- Grant Date  Outstanding at Based RSUs     Fair Value    December 31, 2021 668,805   $ 533.48  Granted 143,846   $ 820.28  Additional shares granted due to attainment of     performance measures 111,991   $ 410.32  Converted (385,134 )   $ 410.32  Forfeited (8,454 )   $ 662.34  September 30, 2022 531,054   $ 672.47 In January 2022, the Company granted 143,846 performance-based RSUs that cliff vest 100 % on January 31, 2025 . These awards are amortized over a service period of three years . The number of shares distributed at vesting could be higher or lower than the original grant based on the level of attainment of predetermined Company performance measures. In January 2022, the Company granted 111,991 additional RSUs based on the attainment of Company performance measures during the performance period. The Company values performance-based RSUs at their grant-date fair value as measured by BlackRock’s common stock price. The total grant-date fair market value of performance-based RSUs granted to employees during the nine months ended September 30, 2022 was $ 164 million . At September 30, 2022, the intrinsic value of outstanding performance-based RSUs was $ 292 million , reflecting a closing stock price of $ 550.28 . 28 At September 30, 2022 , total unrecognized stock-based compensation expense related to unvested performance-based awards was $ 147 million. The unrecognized compensation cost is expected to be recognized over the remaining weighted-average period of 1.2 years . See Note 18, Stock-Based Compensation, in the 2021 Form 10-K for more information on performance-based RSUs. Performance-based Stock Options. Stock option activity for the nine months ended September 30, 2022 is summarized below. Weighted Shares Average Under Exercise  Outstanding at Option     Price    December 31, 2021 1,817,923   $ 513.50  Forfeited (60,390 )   $ 513.50  September 30, 2022 1,757,533   $ 513.50 Vesting of the performance-based stock options is contingent upon the achievement of obtaining 125 % of BlackRock's grant-date stock price within five years from the grant date and the attainment of Company performance measures during the four-year performance period. Both hurdles have been achieved, and the awards will vest in three equal installments at the end of 2022 , 2023 and 2024 , respectively. Vested options are exercisable for up to nine years following the grant date. The awards are generally forfeited if the employee leaves the Company before the respective vesting date. The expense for each tranche is amortized over the respective requisite service period. At September 30, 2022 , total unrecognized stock-based compensation expense related to unvested performance-based stock options was $ 26 million. The unrecognized compensation cost is expected to be recognized over the remaining weighted-average period of 1.2 years . At September 30, 2022, the weighted-average remaining life of the awards is approximately 4.2 years . See Note 18, Stock-Based Compensation, in the 2021 Form 10-K for more information on performance-based stock options. 18 . Net Capital Requirements The Company is required to maintain net capital in certain regulated subsidiaries within a number of jurisdictions, which is partially maintained by retaining cash and cash equivalent investments in those subsidiaries or jurisdictions. As a result, such subsidiaries of the Company may be restricted in their ability to transfer cash between different jurisdictions and to their parents. Additionally, transfers of cash between international jurisdictions may have adverse tax consequences that could discourage such transfers. At September 30, 2022 , the Company was required to maintain approximately $ 2.1 billion in net capital in certain regulated subsidiaries, including BlackRock Institutional Trust Company, N.A. (a wholly owned subsidiary of the Company that is chartered as a national bank whose powers are limited to trust and other fiduciary activities and which is subject to regulatory capital requirements administered by the US Office of the Comptroller of the Currency), entities regulated by the Financial Conduct Authority and Prudential Regulation Authority in the UK, and the Company’s broker-dealers. The Company was in compliance with all applicable regulatory net capital requirements. 29 19 . Accumulated Other Comprehensive Income (Loss) The following table presents changes in AOCI for the three and nine months ended September 30, 2022 and 2021:   Three Months Ended     Nine Months Ended     September 30,     September 30,    (in millions) 2022     2021     2022     2021    Beginning balance $ (1,091 )   $ (388 )   $ (550 )   $ (337 ) Foreign currency translation adjustments(1) (381 )   (138 )   (922 )   (189 )  Ending balance $ (1,472 )   $ (526 )   $ (1,472 )   $ (526 ) (1) Amounts for the three months ended September 30, 2022 and 2021 include gains from a net investment hedge of $ 35 million (net of tax expense of $ 11 million) and $ 14 million (net of tax expense of $ 5 million), respectively. Amounts for the nine months ended September 30, 2022 and 2021 include gains from a net investment hedge of $ 84 million (net of tax expense of $ 26 million) and $ 34 million (net of tax expense of $ 11 million), respectively. 20. Capital Stock Share Repurchases . During the nine months ended September 30, 2022, the Company repurchased 2.0 million common shares under the Company’s existing share repurchase program for approximately $ 1.4 billion . At September 30, 2022, there were approximately 1.7 million shares still authorized to be repurchased under the program. 21 . Income Taxes Income tax expense for the three months ended September 30, 2022 included approximately $ 93 million of discrete tax benefits related to the resolution of certain outstanding tax matters. Income tax expense for the nine months ended September 30, 2022 included $ 139 million of discrete tax benefits related to the resolution of certain outstanding tax matters and $ 87 million of discrete tax benefits related to stock-based compensation awards that vested in 2022. In addition, GAAP income tax expense for the nine months ended September 30, 2022 included $ 18 million of net noncash tax benefit related to the revaluation of certain deferred income tax liabilities. Income tax expense for the nine months ended September 30, 2021 included $ 171 million of noncash net expense related to the revaluation of certain deferred tax assets and liabilities as a result of legislation enacted in the UK increasing its corporate tax rate. Income tax expense for the nine months ended September 30, 2021 , also reflected $ 42 million of discrete tax benefits primarily related to stock-based compensation awards that vested in the first quarter of 2021. 30 22 . Earnings Per Share The following table sets forth the computation of basic and diluted earnings per share (“EPS”) for the three and nine months ended September 30, 2022 and 2021 under the treasury stock method:   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions, except shares and per share data) 2022     2021     2022     2021   Net income attributable to BlackRock, Inc. $ 1,406   $ 1,681   $ 3,919   $ 4,258 Basic weighted-average shares outstanding 150,644,985   152,120,927   151,219,485   152,375,504 Dilutive effect of:                          Nonparticipating RSUs 981,319   1,474,725   1,015,467   1,354,405    Stock options 335,085   747,625   409,102   622,681 Total diluted weighted-average shares    outstanding 151,961,389   154,343,277   152,644,054   154,352,590 Basic earnings per share $ 9.33   $ 11.05   $ 25.92   $ 27.94 Diluted earnings per share $ 9.25   $ 10.89   $ 25.67   $ 27.59 For the three and nine months ended September 30, 2022 , 371,687 and 348,343 RSUs, respectively, were excluded from the calculation of diluted EPS because to include them would have an anti-dilutive effect. The amount of anti-dilutive RSUs was immaterial for the three and nine months ended September 30, 2021. Certain performance-based RSUs were excluded from the diluted EPS calculation because the designated contingency was not met for the three and nine months ended September 30, 2022 and 2021 , respectively. 31 23 . Segment Information The Company’s management directs BlackRock’s operations as one business, the asset management business. The Company utilizes a consolidated approach to assess performance and allocate resources. As such, the Company operates in one business segment. The following table illustrates total revenue for the three and nine months ended September 30, 2022 and 2021 by geographic region. These amounts are aggregated on a legal entity basis and do not necessarily reflect where the customer resides or affiliated services are provided.     Three Months Ended     Nine Months Ended       September 30,     September 30,   (in millions)   2022     2021     2022     2021   Revenue                         Americas   $ 2,890   $ 3,127   $ 8,993   $ 9,095 Europe   1,241   1,706   3,944   4,533 Asia-Pacific   180   217   599   640 Total revenue   $ 4,311   $ 5,050   $ 13,536   $ 14,268 See Note 16, Revenue , for further information on the Company’s sources of revenue. The following table illustrates long-lived assets that consist of goodwill and property and equipment at September 30, 2022 and December 31, 2021 by geographic region. These amounts are aggregated on a legal entity basis and do not necessarily reflect where the asset is physically located.     September 30,     December 31,   (in millions)   2022     2021   Long-lived Assets             Americas   $ 14,898   $ 14,675 Europe   1,316   1,341 Asia-Pacific   95   97 Total long-lived assets   $ 16,309   $ 16,113 Americas is primarily comprised of the United States, Latin America and Canada, while Europe is primarily comprised of the United Kingdom, the Netherlands, Switzerland, France, Ireland and Luxembourg. Asia-Pacific is primarily comprised of Hong Kong, Australia, Japan and Singapore. 24 . Subsequent Events The Company conducted a review for subsequent events and determined that no subsequent events had occurred that would require accrual or additional disclosures. 32 Ite m 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations FORWARD-LOOKING STATEMENTS This report, and other statements that BlackRock may make, may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act, with respect to BlackRock’s future financial or business performance, strategies or expectations. Forward-looking statements are typically identified by words or phrases such as “trend,” “potential,” “opportunity,” “pipeline,” “believe,” “comfortable,” “expect,” “anticipate,” “current,” “intention,” “estimate,” “position,” “assume,” “outlook,” “continue,” “remain,” “maintain,” “sustain,” “seek,” “achieve,” and similar expressions, or future or conditional verbs such as “will,” “would,” “should,” “could,” “may” and similar expressions. BlackRock cautions that forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. Forward-looking statements speak only as of the date they are made, and BlackRock assumes no duty to and does not undertake to update forward-looking statements. Actual results could differ materially from those anticipated in forward-looking statements and future results could differ materially from historical performance. BlackRock has previously disclosed risk factors in its Securities and Exchange Commission reports. These risk factors and those identified elsewhere in this report, among others, could cause actual results to differ materially from forward-looking statements or historical performance and include: (1) a pandemic or health crisis, including the COVID-19 pandemic, and its continued impact on financial institutions, the global economy or capital markets, as well as BlackRock’s products, clients, vendors and employees, and BlackRock’s results of operations, the full extent of which may be unknown; (2) the introduction, withdrawal, success and timing of business initiatives and strategies; (3) changes and volatility in political, economic or industry conditions, the interest rate environment, foreign exchange rates or financial and capital markets, which could result in changes in demand for products or services or in the value of assets under management (“AUM”); (4) the relative and absolute investment performance of BlackRock’s investment products; (5) BlackRock’s ability to develop new products and services that address client preferences; (6) the impact of increased competition; (7) the impact of future acquisitions or divestitures; (8) BlackRock’s ability to integrate acquired businesses successfully; (9) the unfavorable resolution of legal proceedings; (10) the extent and timing of any share repurchases; (11) the impact, extent and timing of technological changes and the adequacy of intellectual property, data, information and cybersecurity protection; (12) attempts to circumvent BlackRock’s operational control environment or the potential for human error in connection with BlackRock’s operational systems; (13) the impact of legislative and regulatory actions and reforms and regulatory, supervisory or enforcement actions of government agencies relating to BlackRock; (14) changes in law and policy and uncertainty pending any such changes; (15) any failure to effectively manage conflicts of interest; (16) damage to BlackRock’s reputation; (17) geopolitical unrest, terrorist activities, civil or international hostilities, including the military conflict between Russia and Ukraine, and natural disasters, which may adversely affect the general economy, domestic and local financial and capital markets, specific industries or BlackRock; (18) climate change-related risks to BlackRock's business, products, operations and clients; (19) the ability to attract and retain highly talented professionals; (20) fluctuations in the carrying value of BlackRock’s economic investments; (21) the impact of changes to tax legislation, including income, payroll and transaction taxes, and taxation on products or transactions, which could affect the value proposition to clients and, generally, the tax position of the Company; (22) BlackRock’s success in negotiating distribution arrangements and maintaining distribution channels for its products; (23) the failure by key third-party providers of BlackRock to fulfill their obligations to the Company; (24) operational, technological and regulatory risks associated with BlackRock’s major technology partnerships; (25) any disruption to the operations of third parties whose functions are integral to BlackRock’s exchange-traded funds (“ETF”) platform; (26) the impact of BlackRock electing to provide support to its products from time to time and any potential liabilities related to securities lending or other indemnification obligations; and (27) the impact of problems at other financial institutions or the failure or negative performance of products at other financial institutions. 33 OVERVIEW BlackRock, Inc. (together, with its subsidiaries, unless the context otherwise indicates, “BlackRock” or the “Company”) is a leading publicly traded investment management firm with $8.0 trillion of AUM at September 30, 2022. With approximately 19,900 employees in more than 30 countries who serve clients in over 100 countries across the globe, BlackRock provides a broad range of investment management and technology services to institutional and retail clients worldwide. BlackRock’s diverse platform of alpha-seeking active, index and cash management investment strategies across asset classes enables the Company to tailor investment outcomes and asset allocation solutions for clients. Product offerings include single- and multi-asset portfolios investing in equities, fixed income, alternatives and money market instruments. Products are offered directly and through intermediaries in a variety of vehicles, including open-end and closed-end mutual funds, iShares ® and BlackRock exchange-traded funds (“ETFs”), separate accounts, collective trust funds and other pooled investment vehicles. BlackRock also offers technology services, including the investment and risk management technology platform, Aladdin ® , Aladdin Wealth, eFront, and Cachematrix, as well as advisory services and solutions to a broad base of institutional and wealth management clients. BlackRock serves a diverse mix of institutional and retail clients across the globe. Clients include tax-exempt institutions, such as defined benefit and defined contribution pension plans, charities, foundations and endowments; official institutions, such as central banks, sovereign wealth funds, supranationals and other government entities; taxable institutions, including insurance companies, financial institutions, corporations and third-party fund sponsors, and retail intermediaries. BlackRock maintains a significant global sales and marketing presence that is focused on establishing and maintaining retail and institutional investment management and technology service relationships by marketing its services to investors directly and through third-party distribution relationships, including financial professionals and pension consultants. Certain prior period presentations and disclosures, while not required to be recast, were reclassified to ensure comparability with current period classifications. COVID-19 Impact BlackRock continues to actively monitor COVID-19 developments and their potential impact on the Company’s employees, business and operations, particularly in jurisdictions where BlackRock has significant employee populations and/or business activity. The aggregate extent to which COVID-19, including existing and new variants and its continued related impact on the global economy, affects BlackRock’s business, results of operations and financial condition, will depend on future developments that are uncertain and cannot be predicted, including the scope and further duration of the pandemic and recovery period, the emergence and spread of additional variants of the COVID-19 virus, the continuing prevalence of severe, unconstrained and/or escalating rates of infection in certain countries and regions, and the availability, adoption and efficacy of treatments and vaccines and future actions taken by governmental authorities, central banks, and other third parties in response to the pandemic. See Part I, Item 1A - Risk Factors , of the Company’s Annual Report on Form 10-K for the year ended December 31, 2021, which was filed with the Securities and Exchange Commission on February 25, 2022 (“2021 Form 10-K”), for further information on the possible future impact of the COVID-19 pandemic on BlackRock’s business, results of operations and financial condition. 34 EXECUTIVE SUMMARY   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions, except per share data) 2022     2021     2022     2021   GAAP basis:                       Total revenue $ 4,311   $ 5,050   $ 13,536   $ 14,268 Total expense 2,785   3,115   8,578   8,857 Operating income $ 1,526   $ 1,935   $ 4,958   $ 5,411 Operating margin 35.4 %   38.3 %   36.6 %   37.9 % Nonoperating income (expense), less net income    (loss) attributable to noncontrolling interests 210   264   (88 )   337 Income tax expense 330   518   951   1,490 Net income attributable to BlackRock $ 1,406   $ 1,681   $ 3,919   $ 4,258 Diluted earnings per common share $ 9.25   $ 10.89   $ 25.67   $ 27.59 Effective tax rate 19.0 %   23.6 %   19.5 %   25.9 % As adjusted(1):                       Operating income $ 1,585   $ 2,025   $ 5,134   $ 5,640 Operating margin 42.0 %   47.6 %   43.3 %   46.8 % Nonoperating income (expense), less net income    (loss) attributable to noncontrolling interests $ 210   $ 264   $ (88 )   $ 337 Net income attributable to BlackRock $ 1,451   $ 1,750   $ 4,035   $ 4,604 Diluted earnings per common share $ 9.55   $ 11.34   $ 26.43   $ 29.83 Effective tax rate 19.2 %   23.6 %   20.0 %   22.9 % Other:                       Assets under management (end of period) $ 7,961,373   $ 9,463,662   $ 7,961,373   $ 9,463,662 Diluted weighted-average common shares    outstanding 152.0   154.3   152.6   154.4 Shares outstanding (end of period) 150.5   152.0   150.5   152.0 Book value per share(2) $ 246.99   $ 242.24   $ 246.99   $ 242.24 Cash dividends declared and paid per share $ 4.88   $ 4.13   $ 14.64   $ 12.39 (1) As adjusted items are described in more detail in Non-GAAP Financial Measures . Beginning in the first quarter of 2022, BlackRock updated the definitions of operating income, as adjusted, operating margin, as adjusted, and net income attributable to BlackRock, Inc., as adjusted, to include new adjustments. Such measures have been recast for 2021 to reflect the inclusion of such new adjustments. For further information, refer to the Current Report on Form 8-K furnished on April 13, 2022. (2) Total BlackRock stockholders’ equity divided by total shares outstanding at September 30 of the respective period-end. Three Months Ended September 30, 2022 Compared with Three Months Ended September 30, 2021 GAAP. Operating income of $1.5 billion decreased $409 million and operating margin of 35.4% decreased 290 bps from the three months ended September 30, 2021. Decreases in operating income and operating margin were driven by the impact of significantly lower markets, the negative impact of foreign exchange movements and lower performance fees, partially offset by lower expense. Decreases in operating income and operating margin also included the impact of $96 million of product launch costs associated with the September 2021 close of the BlackRock ESG Capital Allocation Trust. Nonoperating income (expense) less net income (loss) attributable to noncontrolling interests (“NCI”) decreased $54 million from the three months ended September 30, 2021, driven primarily by mark-to-market losses on the Company’s un-hedged seed capital, co-investment portfolios and certain minority investments, partially offset by higher noncash gains related to our strategic minority investment in iCapital Network, Inc. (“iCapital”). Earnings per diluted common share decreased $1.64, or 15%, from the three months ended September 30, 2021, primarily reflecting lower operating and nonoperating income, partially offset by a lower effective tax rate and a lower diluted share count in the current quarter. The three months ended September 30, 2022 income tax expense included approximately $93 million of discrete tax benefits related to the resolution of certain outstanding tax matters. See Income Tax Expense within Discussion of Financial Results for more information. As Adjusted. Operating income of $1.6 billion decreased $440 million and operating margin of 42.0% decreased 560 bps from the three months ended September 30, 2021. The impact of product launch costs has been excluded from as adjusted operating margin for the three months ended September 30, 2021. Earnings per diluted common share decreased $1.79, or 16%, from the three months ended September 30, 2021. 35 Nine Months Ended September 30, 2022 Compared with Nine Months Ended September 30, 2021 GAAP. Operating income of $5.0 billion decreased $453 million and operating margin of 36.6% decreased 130 bps from the nine months ended September 30, 2021. Decreases in operating income and operating margin reflected lower performance fees and lower investment advisory and administration fees (collectively “base fees”), driven by the impact of significantly lower markets and the negative impact of foreign exchange movements, partially offset by higher technology services revenue and lower expense, including the impact of $274 million of product launch costs incurred in 2021. Nonoperating income (expense) less net income (loss) attributable to NCI decreased $425 million from the nine months ended September 30, 2021, driven primarily by mark-to-market losses on the Company’s un-hedged seed capital, co-investment portfolios and certain minority investments during the nine months ended September 30, 2022, partially offset by higher noncash gains related to our strategic minority investment in iCapital during the nine months ended September 30, 2022. Income tax expense for the nine months ended September 30, 2022 reflected $226 million of discrete tax benefits related to stock-based compensation awards that vested in 2022 and the resolution of certain outstanding tax matters, and $18 million of net noncash tax benefits related to the revaluation of certain deferred income tax liabilities. Income tax expense for the nine months ended September 30, 2021 included $171 million of noncash net expense related to the revaluation of certain deferred tax assets and liabilities as a result of legislation enacted in the United Kingdom ("UK") increasing its corporate tax rate, and $42 million of discrete tax benefits, including benefits related to stock-based compensation awards that vested in 2021. See Income Tax Expense within Discussion of Financial Results for more information. Earnings per diluted common share decreased $1.92 or 7%, from the nine months ended September 30, 2021, reflecting lower operating and nonoperating income, partially offset by a lower effective tax rate and a lower diluted share count in the nine months ended September 30, 2022. As Adjusted. Operating income of $5.1 billion decreased $506 million and operating margin of 43.3% decreased 350 bps from the nine months ended September 30, 2021. The impact of product launch costs has been excluded from as adjusted operating margin for the nine months ended September 30, 2021. Earnings per diluted common share decreased $3.40, or 11%, from the nine months ended September 30, 2021, reflecting lower operating and nonoperating income, partially offset by a lower effective tax rate and a lower diluted share count in the nine months ended September 30, 2022. Income tax expense for the nine months ended September 30, 2022 and 2021 excluded the $18 million net noncash benefit and the $171 million net noncash expense, respectively, described above. See Non-GAAP Financial Measures for further information on as adjusted items and the reconciliation to accounting principles generally accepted in the United States (“GAAP”). Beginning in the first quarter of 2022, BlackRock updated the definitions of operating income, as adjusted, operating margin, as adjusted, and net income attributable to BlackRock, Inc., as adjusted, to include new adjustments. Such measures have been recast for 2021 to reflect the inclusion of such new adjustments. For further information, refer to the Current Report on Form 8-K furnished on April 13, 2022. For further discussion of BlackRock’s revenue, expense, nonoperating results and income tax expense, see Discussion of Financial Results herein. 36 NON-GAAP FINANCIAL MEASURES BlackRock reports its financial results in accordance with GAAP; however, management believes evaluating the Company’s ongoing operating results may be enhanced if investors have additional non-GAAP financial measures. Adjustments to GAAP financial measures (“non-GAAP adjustments”) include certain items management deems nonrecurring or that occur infrequently, transactions that ultimately will not impact BlackRock’s book value or certain tax items that do not impact cash flow. Management reviews non-GAAP financial measures, in addition to GAAP financial measures, to assess ongoing operations and considers them to be helpful, for both management and investors, in evaluating BlackRock’s financial performance over time. Management also uses non-GAAP financial measures as a benchmark to compare its performance with other companies and to enhance comparability for the reporting periods presented. Non-GAAP measures may pose limitations because they do not include all of BlackRock’s revenue and expense. BlackRock’s management does not advocate that investors consider such non-GAAP financial measures in isolation from, or as a substitute for, financial information prepared in accordance with GAAP. Non-GAAP measures may not be comparable to other similarly titled measures of other companies. Beginning in the first quarter of 2022, the Company updated its definition of operating income, as adjusted, operating margin, as adjusted, and net income attributable to BlackRock, Inc., as adjusted, to include adjustments related to amortization of intangible assets, other acquisition-related costs, including compensation costs for nonrecurring retention-related deferred compensation, and contingent consideration fair value adjustments incurred in connection with certain acquisitions. Such measures have been recast for 2021 to reflect the inclusion of such new adjustments. For further information, refer to the Current Report on Form 8-K furnished on April 13, 2022. Computations for all periods are derived from the condensed consolidated statements of income as follows: (1) Operating income, as adjusted, and operating margin, as adjusted :   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Operating income, GAAP basis $ 1,526   $ 1,935   $ 4,958   $ 5,411 Non-GAAP expense adjustments:                       Amortization of intangible assets 38   38   114   109 Acquisition-related compensation costs 5   12   18   76 Contingent consideration fair value    adjustments 1   29   2   33 Lease cost - Hudson Yards 15   11   42   11 Operating income, as adjusted 1,585   2,025   5,134   5,640 Product launch costs and commissions —   99   —   284 Operating income used for operating margin    measurement $ 1,585   $ 2,124   $ 5,134   $ 5,924 Revenue, GAAP basis $ 4,311   $ 5,050   $ 13,536   $ 14,268 Non-GAAP adjustments:                       Distribution fees (325 )   (401 )   (1,067 )   (1,110 ) Investment advisory fees (211 )   (184 )   (615 )   (503 ) Revenue used for operating margin measurement $ 3,775   $ 4,465   $ 11,854   $ 12,655 Operating margin, GAAP basis 35.4 %   38.3 %   36.6 %   37.9 % Operating margin, as adjusted 42.0 %   47.6 %   43.3 %   46.8 %                         Management believes operating income, as adjusted, and operating margin, as adjusted, are effective indicators of BlackRock’s financial performance over time, and, therefore, provide useful disclosure to investors. Management believes that operating margin, as adjusted, reflects the Company’s long-term ability to manage ongoing costs in relation to its revenues. The Company uses operating margin, as adjusted, to assess the Company’s financial performance, to determine the long-term and annual compensation of the Company’s senior-level employees and to evaluate the Company’s relative performance against industry peers. Furthermore, this metric eliminates margin variability arising from the accounting of 37 revenues and expenses related to distributing different product structures in multiple distribution channels utilized by asset managers. • Operating income, as adjusted, includes non-GAAP expense adjustments. Beginning in the first quarter of 2022, the Company updated its definition of operating income, as adjusted, to include adjustments related to amortization of intangible assets, other acquisition-related costs, including compensation costs for nonrecurring retention-related deferred compensation, and contingent consideration fair value adjustments incurred in connection with certain acquisitions. Management believes excluding the impact of these expenses when calculating operating income, as adjusted, provides a helpful indication of the Company’s financial performance over time, thereby providing helpful information for both management and investors while also increasing comparability with other companies. In addition, as previously reported in 2021, the Company recorded expense related to the lease of office space for its future headquarters located at 50 Hudson Yards in New York (“Lease cost – Hudson Yards”) from August 2021. While the Company expects to begin to occupy the new office space in late 2022 (and begin cash lease payments in May 2023), the Company was required to record lease expense when it obtained access to the building to begin its tenant improvements. As a result, the Company is recognizing lease expense for both its current and future headquarters until its current headquarters lease expires in April 2023. Management believes removing Lease cost – Hudson Yards when calculating operating income, as adjusted, is useful to assess the Company’s financial performance and enhances comparability among periods presented. • Operating income used for measuring operating margin, as adjusted, is equal to operating income, as adjusted, excluding the impact of product launch costs (e.g. closed-end fund launch costs) and related commissions. Management believes the exclusion of such costs and related commissions is useful because these costs can fluctuate considerably and revenue associated with the expenditure of these costs will not fully impact BlackRock’s results until future periods. • Revenue used for calculating operating margin, as adjusted, is reduced to exclude all of the Company’s distribution fees, which are recorded as a separate line item on the condensed consolidated statements of income, as well as a portion of investment advisory fees received that is used to pay distribution and servicing costs. For certain products, based on distinct arrangements, distribution fees are collected by the Company and then passed-through to third-party client intermediaries. For other products, investment advisory fees are collected by the Company and a portion is passed-through to third-party client intermediaries. However, in both structures, the third-party client intermediary similarly owns the relationship with the retail client and is responsible for distributing the product and servicing the client. The amount of distribution and investment advisory fees fluctuates each period primarily based on a predetermined percentage of the value of AUM during the period. These fees also vary based on the type of investment product sold and the geographic location where it is sold. In addition, the Company may waive fees on certain products that could result in the reduction of payments to the third-party intermediaries. (2) Net income attributable to BlackRock, Inc., as adjusted :   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions, except per share data) 2022     2021     2022     2021   Net income attributable to BlackRock, Inc., GAAP basis $ 1,406   $ 1,681   $ 3,919   $ 4,258 Non-GAAP adjustments:                       Amortization of intangible assets, net of tax 29   29   87   83 Acquisition-related compensation costs, net of tax 4   9   14   58 Contingent consideration fair value adjustments, net    of tax 1   22   2   25 Lease cost - Hudson Yards, net of tax 11   9   31   9 Income tax matters —   —   (18 )   171 Net income attributable to BlackRock, Inc., as adjusted $ 1,451   $ 1,750   $ 4,035   $ 4,604 Diluted weighted-average common shares outstanding 152.0   154.3   152.6   154.4 Diluted earnings per common share, GAAP basis $ 9.25   $ 10.89   $ 25.67   $ 27.59 Diluted earnings per common share, as adjusted $ 9.55   $ 11.34   $ 26.43   $ 29.83 Management believes net income attributable to BlackRock, Inc., as adjusted, and diluted earnings per common share, as adjusted, are useful measures of BlackRock’s profitability and financial performance. Net income attributable to BlackRock, Inc., as adjusted, equals net income attributable to BlackRock, Inc., GAAP basis, adjusted for significant nonrecurring items, charges that ultimately will not impact BlackRock’s book value or certain tax items that do not impact cash flow. 38 See note (1) above regarding operating income, as adjusted, and operating margin, as adjusted, for information on the updated presentation of non-GAAP expense adjustments related to amortization of intangible assets, other acquisition-related costs, including compensation costs for nonrecurring retention-related deferred compensation, and contingent consideration fair value adjustments incurred in connection with certain acquisitions, as well as previously reported Lease cost – Hudson Yards. Per share amounts reflect net income attributable to BlackRock, Inc., as adjusted divided by diluted weighted-average common shares outstanding. 39 ASSETS UNDER MANAGEMENT AUM for reporting purposes generally is based upon how investment advisory and administration fees are calculated for each portfolio. Net asset values, total assets, committed assets or other measures may be used to determine portfolio AUM. AUM and Net Inflows (Outflows) by Client Type and Product Type     AUM     Net inflows (outflows)   Three Months Twelve Months Ended Ended   September 30,     June 30,     December 31,     September 30,     September 30,     Nine Months Ended September 30,     September 30,   (in millions) 2022     2022     2021     2021     2022     2022     2022   Retail $ 806,498   $ 863,425   $ 1,040,053   $ 1,000,627   $ (4,887 )   $ (4,696 )   $ 16,824 ETFs 2,621,410   2,784,296   3,267,354   3,038,751   22,372   130,684   234,627 Institutional:                                         Active 1,487,285   1,510,862   1,756,717   1,638,545   71,123   92,796   176,308 Index 2,352,061   2,580,603   3,181,652   3,063,692   (23,398 )   28,783   (11,638 ) Institutional subtotal 3,839,346   4,091,465   4,938,369   4,702,237   47,725   121,579   164,670 Long-term 7,267,254   7,739,186   9,245,776   8,741,615   65,210   247,567   416,121 Cash management 694,116   739,457   755,057   712,015   (39,539 )   (45,416 )   (1,504 ) Advisory(1) 3   8,767   9,310   10,032   (8,764 )   (9,306 )   (10,034 ) Total $ 7,961,373   $ 8,487,410   $ 10,010,143   $ 9,463,662   $ 16,907   $ 192,845   $ 404,583                                           AUM and Net Inflows (Outflows) by Investment Style and Product Type     AUM     Net inflows (outflows)   Three Months Twelve Months Ended Ended   September 30,     June 30,     December 31,     September 30,     September 30,     Nine Months Ended September 30,     September 30,   (in millions) 2022     2022     2021     2021     2022     2022     2022   Active $ 2,141,066   $ 2,210,648   $ 2,606,325   $ 2,463,867   $ 64,053   $ 73,752   $ 174,259 Index and ETFs 5,126,188   5,528,538   6,639,451   6,277,748   1,157   173,815   241,862 Long-term 7,267,254   7,739,186   9,245,776   8,741,615   65,210   247,567   416,121 Cash management 694,116   739,457   755,057   712,015   (39,539 )   (45,416 )   (1,504 ) Advisory(1) 3   8,767   9,310   10,032   (8,764 )   (9,306 )   (10,034 ) Total $ 7,961,373   $ 8,487,410   $ 10,010,143   $ 9,463,662   $ 16,907   $ 192,845   $ 404,583                                           AUM and Net Inflows (Outflows) by Product Type     AUM     Net inflows (outflows)   Three Months Twelve Months Ended Ended   September 30,     June 30,     December 31,     September 30,     September 30,     Nine Months Ended September 30,     September 30,   (in millions) 2022     2022     2021     2021     2022     2022     2022   Equity $ 4,020,312   $ 4,345,120   $ 5,342,360   $ 4,998,410   $ (29,281 )   $ 75,385   $ 120,491 Fixed income 2,350,263   2,439,844   2,822,041   2,713,899   90,617   134,265   235,158 Multi-asset 637,445   678,465   816,494   773,158   10,057   29,109   46,117 Alternatives:                                         Illiquid alternatives 111,729   112,039   102,579   98,321   2,357   11,644   15,449 Liquid alternatives 81,418   83,770   87,348   85,052   (810 )   166   2,037 Currency and    commodities(2) 66,087   79,948   74,954   72,775   (7,730 )   (3,002 )   (3,131 ) Alternatives subtotal 259,234   275,757   264,881   256,148   (6,183 )   8,808   14,355 Long-term 7,267,254   7,739,186   9,245,776   8,741,615   65,210   247,567   416,121 Cash management 694,116   739,457   755,057   712,015   (39,539 )   (45,416 )   (1,504 ) Advisory(1) 3   8,767   9,310   10,032   (8,764 )   (9,306 )   (10,034 ) Total $ 7,961,373   $ 8,487,410   $ 10,010,143   $ 9,463,662   $ 16,907   $ 192,845   $ 404,583 (1) Advisory AUM represents mandates linked to purchases and disposition of assets and portfolios on behalf of official institutions and long-term portfolio liquidation assignments. (2) Amounts include commodity ETFs. 40 Component Changes in AUM for the Three Months Ended September 30, 2022 The following table presents the component changes in AUM by client type and product type for the three months ended September 30, 2022. Net   June 30,     inflows     Market     FX     September 30,     Average   (in millions) 2022     (outflows)     change     impact(1)     2022     AUM(2)   Retail:                                   Equity $ 371,226   $ (410 )   $ (21,565 )   $ (6,604 )   $ 342,647   $ 371,805 Fixed income 313,860   (4,301 )   (11,132 )   (3,450 )   294,977   309,898 Multi-asset 129,142   (400 )   (7,085 )   (843 )   120,814   128,649 Alternatives 49,197   224   (863 )   (498 )   48,060   49,000 Retail subtotal 863,425   (4,887 )   (40,645 )   (11,395 )   806,498   859,352 ETFs:                                   Equity 2,010,343   (8,308 )   (127,754 )   (12,782 )   1,861,499   2,020,925 Fixed income 695,888   36,905   (33,019 )   (5,712 )   694,062   709,997 Multi-asset 7,868   (96 )   (379 )   (120 )   7,273   7,678 Alternatives 70,197   (6,129 )   (5,382 )   (110 )   58,576   63,403 ETFs subtotal 2,784,296   22,372   (166,534 )   (18,724 )   2,621,410   2,802,003 Institutional:                                   Active:                                   Equity 163,697   204   (9,109 )   (4,383 )   150,409   163,850 Fixed income 661,852   59,238   (27,970 )   (7,926 )   685,194   679,686 Multi-asset 534,159   10,675   (27,890 )   (14,157 )   502,787   539,233 Alternatives 151,154   1,006   (874 )   (2,391 )   148,895   150,132 Active subtotal 1,510,862   71,123   (65,843 )   (28,857 )   1,487,285   1,532,901 Index:                                   Equity 1,799,854   (20,767 )   (74,499 )   (38,831 )   1,665,757   1,812,445 Fixed income 768,244   (1,225 )   (54,165 )   (36,824 )   676,030   738,424 Multi-asset 7,296   (122 )   (447 )   (156 )   6,571   7,122 Alternatives 5,209   (1,284 )   (156 )   (66 )   3,703   4,233 Index subtotal 2,580,603   (23,398 )   (129,267 )   (75,877 )   2,352,061   2,562,224 Institutional subtotal 4,091,465   47,725   (195,110 )   (104,734 )   3,839,346   4,095,125 Long-term 7,739,186   65,210   (402,289 )   (134,853 )   7,267,254   7,756,480 Cash management 739,457   (39,539 )   465   (6,267 )   694,116   720,055 Advisory(3) 8,767   (8,764 )   —   —   3   2,194 Total $ 8,487,410   $ 16,907   $ (401,824 )   $ (141,120 )   $ 7,961,373   $ 8,478,729 (1) Foreign exchange reflects the impact of translating non-US dollar denominated AUM into US dollars for reporting purposes. (2) Average AUM is calculated as the average of the month-end spot AUM amounts for the trailing four months. (3) Advisory AUM represents mandates linked to purchases and disposition of assets and portfolios on behalf of official institutions and long-term portfolio liquidation assignments. 41 The following table presents the component changes in AUM by investment style and product type for the three months ended September 30, 2022. Net   June 30,     inflows     Market     FX     September 30,     Average   (in millions) 2022     (outflows)     change     impact(1)     2022     AUM(2)   Active:                                   Equity $ 393,048   $ (2,151 )   $ (23,831 )   $ (7,479 )   $ 359,587   $ 391,640 Fixed income 953,957   54,701   (37,653 )   (10,073 )   960,932   968,661 Multi-asset 663,295   10,273   (34,974 )   (15,000 )   623,594   667,874 Alternatives 200,348   1,230   (1,736 )   (2,889 )   196,953   199,131 Active subtotal 2,210,648   64,053   (98,194 )   (35,441 )   2,141,066   2,227,306 Index and ETFs:                                   ETFs:                                   Equity 2,010,343   (8,308 )   (127,754 )   (12,782 )   1,861,499   2,020,925 Fixed income 695,888   36,905   (33,019 )   (5,712 )   694,062   709,997 Multi-asset 7,868   (96 )   (379 )   (120 )   7,273   7,678 Alternatives 70,197   (6,129 )   (5,382 )   (110 )   58,576   63,403 ETFs subtotal 2,784,296   22,372   (166,534 )   (18,724 )   2,621,410   2,802,003 Non-ETF Index:                                   Equity 1,941,729   (18,822 )   (81,342 )   (42,339 )   1,799,226   1,956,460 Fixed income 789,999   (989 )   (55,614 )   (38,127 )   695,269   759,347 Multi-asset 7,302   (120 )   (448 )   (156 )   6,578   7,130 Alternatives 5,212   (1,284 )   (157 )   (66 )   3,705   4,234 Non-ETF Index subtotal 2,744,242   (21,215 )   (137,561 )   (80,688 )   2,504,778   2,727,171 Index & ETFs subtotal 5,528,538   1,157   (304,095 )   (99,412 )   5,126,188   5,529,174 Long-term 7,739,186   65,210   (402,289 )   (134,853 )   7,267,254   7,756,480 Cash management 739,457   (39,539 )   465   (6,267 )   694,116   720,055 Advisory(3) 8,767   (8,764 )   —   —   3   2,194 Total $ 8,487,410   $ 16,907   $ (401,824 )   $ (141,120 )   $ 7,961,373   $ 8,478,729 The following table presents the component changes in AUM by product type for the three months ended September 30, 2022. Net   June 30,     inflows     Market     FX     September 30,     Average   (in millions) 2022     (outflows)     change     impact(1)     2022     AUM(2)   Equity $ 4,345,120   $ (29,281 )   $ (232,927 )   $ (62,600 )   $ 4,020,312   $ 4,369,025 Fixed income 2,439,844   90,617   (126,286 )   (53,912 )   2,350,263   2,438,005 Multi-asset 678,465   10,057   (35,801 )   (15,276 )   637,445   682,682 Alternatives:                                   Illiquid alternatives 112,039   2,357   (786 )   (1,881 )   111,729   111,913 Liquid alternatives 83,770   (810 )   (611 )   (931 )   81,418   83,004 Currency and commodities(4) 79,948   (7,730 )   (5,878 )   (253 )   66,087   71,851 Alternatives subtotal 275,757   (6,183 )   (7,275 )   (3,065 )   259,234   266,768 Long-term 7,739,186   65,210   (402,289 )   (134,853 )   7,267,254   7,756,480 Cash management 739,457   (39,539 )   465   (6,267 )   694,116   720,055 Advisory(3) 8,767   (8,764 )   —   —   3   2,194 Total $ 8,487,410   $ 16,907   $ (401,824 )   $ (141,120 )   $ 7,961,373   $ 8,478,729 (1) Foreign exchange reflects the impact of translating non-US dollar denominated AUM into US dollars for reporting purposes. (2) Average AUM is calculated as the average of the month-end spot AUM amounts for the trailing four months. (3) Advisory AUM represents mandates linked to purchases and disposition of assets and portfolios on behalf of official institutions and long-term portfolio liquidation assignments. (4) Amounts include commodity ETFs. 42 AUM decreased $526 billion to $8.0 trillion at September 30, 2022, driven by net market depreciation and the negative impact of foreign exchange movements, partially offset by net inflows. Long-term net inflows of $65 billion were comprised of net inflows of $48 billion and $22 billion into institutional and ETFs, respectively, partially offset by $5 billion of retail net outflows. Net flows in long-term products are described below. • Institutional active net inflows of $71 billion were led by fixed income and multi-asset net inflows and included the impact of significant outsourcing mandates. • Institutional index net outflows of $23 billion primarily reflected equity net outflows, as clients sought to de-risk or rebalance in the current environment. • ETFs net inflows of $22 billion were led by $37 billion of net inflows into bond ETFs, partially offset by outflows from commodities, broad emerging markets exposures and small cap equity Precision ETFs. • Retail net outflows of $5 billion reflected industry pressures in active fixed income and world allocation strategies, partially offset by strength in index separately managed accounts (“SMAs”), systematic equity income and multi-strategy alternatives funds. Cash management AUM decreased to $694 billion, driven by net outflows from US government mandates. Net market depreciation of $402 billion was primarily driven by global equity and fixed income market depreciation. AUM decreased $141 billion due to the negative impact of foreign exchange movements, primarily due to the strengthening of the US dollar, largely against the British pound, the Euro and the Japanese yen. 43 Component Changes in AUM for the Nine Months Ended September 30, 2022 The following table presents the component changes in AUM by client type and product type for the nine months ended September 30, 2022. Net   December 31,     inflows     Market     FX     September 30,     Average   (in millions) 2021     (outflows)     change     impact(1)     2022     AUM(2)   Retail:                                   Equity $ 471,937   $ 4,920   $ (117,332 )   $ (16,878 )   $ 342,647   $ 410,171 Fixed income 365,306   (13,760 )   (48,280 )   (8,289 )   294,977   331,284 Multi-asset 155,461   (423 )   (32,160 )   (2,064 )   120,814   139,882 Alternatives 47,349   4,567   (2,742 )   (1,114 )   48,060   49,086 Retail subtotal 1,040,053   (4,696 )   (200,514 )   (28,345 )   806,498   930,423 ETFs:                                   Equity 2,447,248   56,191   (612,386 )   (29,554 )   1,861,499   2,186,166 Fixed income 745,373   75,794   (114,073 )   (13,032 )   694,062   713,637 Multi-asset 9,119   135   (1,814 )   (167 )   7,273   8,210 Alternatives 65,614   (1,436 )   (5,368 )   (234 )   58,576   68,803 ETFs subtotal 3,267,354   130,684   (733,641 )   (42,987 )   2,621,410   2,976,816 Institutional:                                   Active:                                   Equity 199,980   5,920   (44,813 )   (10,678 )   150,409   177,383 Fixed income 767,402   49,571   (111,322 )   (20,457 )   685,194   706,230 Multi-asset 642,951   29,672   (136,467 )   (33,369 )   502,787   581,107 Alternatives 146,384   7,633   411   (5,533 )   148,895   150,093 Active subtotal 1,756,717   92,796   (292,191 )   (70,037 )   1,487,285   1,614,813 Index:                                   Equity 2,223,195   8,354   (463,407 )   (102,385 )   1,665,757   1,970,634 Fixed income 943,960   22,660   (185,043 )   (105,547 )   676,030   821,401 Multi-asset 8,963   (275 )   (1,582 )   (535 )   6,571   7,841 Alternatives 5,534   (1,956 )   502   (377 )   3,703   5,050 Index subtotal 3,181,652   28,783   (649,530 )   (208,844 )   2,352,061   2,804,926 Institutional subtotal 4,938,369   121,579   (941,721 )   (278,881 )   3,839,346   4,419,739 Long-term 9,245,776   247,567   (1,875,876 )   (350,213 )   7,267,254   8,326,978 Cash management 755,057   (45,416 )   (294 )   (15,231 )   694,116   729,103 Advisory(3) 9,310   (9,306 )   (1 )   —   3   6,309 Total $ 10,010,143   $ 192,845   $ (1,876,171 )   $ (365,444 )   $ 7,961,373   $ 9,062,390 (1) Foreign exchange reflects the impact of translating non-US dollar denominated AUM into US dollars for reporting purposes. (2) Average AUM is calculated as the average of the month-end spot AUM amounts for the trailing ten months. (3) Advisory AUM represents mandates linked to purchases and disposition of assets and portfolios on behalf of official institutions and long-term portfolio liquidation assignments. 44 The following table presents the component changes in AUM by investment style and product type for the nine months ended September 30, 2022. Net   December 31,     inflows     Market     FX     September 30,     Average   (in millions) 2021     (outflows)     change     impact(1)     2022     AUM(2)   Active:                                   Equity $ 507,103   $ (1,978 )   $ (126,436 )   $ (19,102 )   $ 359,587   $ 435,603 Fixed income 1,107,085   34,284   (154,848 )   (25,589 )   960,932   1,014,938 Multi-asset 798,404   29,247   (168,625 )   (35,432 )   623,594   720,981 Alternatives 193,733   12,199   (2,333 )   (6,646 )   196,953   199,178 Active subtotal 2,606,325   73,752   (452,242 )   (86,769 )   2,141,066   2,370,700 Index and ETFs:                                   ETFs:                                   Equity 2,447,248   56,191   (612,386 )   (29,554 )   1,861,499   2,186,166 Fixed income 745,373   75,794   (114,073 )   (13,032 )   694,062   713,637 Multi-asset 9,119   135   (1,814 )   (167 )   7,273   8,210 Alternatives 65,614   (1,436 )   (5,368 )   (234 )   58,576   68,803 ETFs subtotal 3,267,354   130,684   (733,641 )   (42,987 )   2,621,410   2,976,816 Non-ETF Index:                                   Equity 2,388,009   21,172   (499,116 )   (110,839 )   1,799,226   2,122,585 Fixed income 969,583   24,187   (189,797 )   (108,704 )   695,269   843,977 Multi-asset 8,971   (273 )   (1,584 )   (536 )   6,578   7,849 Alternatives 5,534   (1,955 )   504   (378 )   3,705   5,051 Non-ETF Index subtotal 3,372,097   43,131   (689,993 )   (220,457 )   2,504,778   2,979,462 Index & ETFs subtotal 6,639,451   173,815   (1,423,634 )   (263,444 )   5,126,188   5,956,278 Long-term 9,245,776   247,567   (1,875,876 )   (350,213 )   7,267,254   8,326,978 Cash management 755,057   (45,416 )   (294 )   (15,231 )   694,116   729,103 Advisory(3) 9,310   (9,306 )   (1 )   —   3   6,309 Total $ 10,010,143   $ 192,845   $ (1,876,171 )   $ (365,444 )   $ 7,961,373   $ 9,062,390 The following table presents the component changes in AUM by product type for the nine months ended September 30, 2022. Net   December 31,     inflows     Market     FX     September 30,     Average   (in millions) 2021     (outflows)     change     impact(1)     2022     AUM(2)   Equity $ 5,342,360   $ 75,385   $ (1,237,938 )   $ (159,495 )   $ 4,020,312   $ 4,744,354 Fixed income 2,822,041   134,265   (458,718 )   (147,325 )   2,350,263   2,572,552 Multi-asset 816,494   29,109   (172,023 )   (36,135 )   637,445   737,040 Alternatives:                                   Illiquid alternatives 102,579   11,644   1,738   (4,232 )   111,729   109,618 Liquid alternatives 87,348   166   (3,987 )   (2,109 )   81,418   85,200 Currency and commodities(4) 74,954   (3,002 )   (4,948 )   (917 )   66,087   78,214 Alternatives subtotal 264,881   8,808   (7,197 )   (7,258 )   259,234   273,032 Long-term 9,245,776   247,567   (1,875,876 )   (350,213 )   7,267,254   8,326,978 Cash management 755,057   (45,416 )   (294 )   (15,231 )   694,116   729,103 Advisory(3) 9,310   (9,306 )   (1 )   —   3   6,309 Total $ 10,010,143   $ 192,845   $ (1,876,171 )   $ (365,444 )   $ 7,961,373   $ 9,062,390 (1) Foreign exchange reflects the impact of translating non-US dollar denominated AUM into US dollars for reporting purposes. (2) Average AUM is calculated as the average of the month-end spot AUM amounts for the trailing ten months. (3) Advisory AUM represents mandates linked to purchases and disposition of assets and portfolios on behalf of official institutions and long-term portfolio liquidation assignments. (4) Amounts include commodity ETFs. 45 AUM decreased $2.0 trillion to $8.0 trillion at September 30, 2022, driven by net market depreciation and the negative impact of foreign exchange movements, partially offset by net inflows. Long-term net inflows of $248 billion were primarily comprised of net inflows of $131 billion and $122 billion into ETFs and institutional, respectively. Net flows in long-term products are described below. • ETFs net inflows of $131 billion were led by net inflows into bond and core equity ETFs, partially offset by outflows from Precision ETFs. • Institutional active net inflows of $93 billion were led by fixed income and multi-asset net inflows, and included the impact of significant outsourcing mandates. • Institutional index net inflows of $29 billion were led by $23 billion of fixed income net inflows and $8 billion of equity net inflows. Cash management AUM decreased to $694 billion, due to net outflows of $45 billion and the negative impact of foreign exchange movements of $15 billion. Net market depreciation of $1.9 trillion was primarily driven by global equity and fixed income market depreciation. AUM decreased $365 billion due to the negative impact of foreign exchange movements, due to the strengthening of the US dollar, largely against the British pound, the Euro, and the Japanese yen. 46 Component Changes in AUM for the Twelve Months Ended September 30, 2022 The following table presents the component changes in AUM by client type and product type for the twelve months ended September 30, 2022. Net   September 30,     inflows     Market     FX     September 30,     Average   (in millions) 2021     (outflows)     change     impact(1)     2022     AUM(2)   Retail:                                   Equity $ 445,737   $ 12,827   $ (98,482 )   $ (17,435 )   $ 342,647   $ 420,772 Fixed income 359,161   (4,901 )   (50,539 )   (8,744 )   294,977   337,869 Multi-asset 150,953   1,887   (29,873 )   (2,153 )   120,814   142,892 Alternatives 44,776   7,011   (2,566 )   (1,161 )   48,060   48,225 Retail subtotal 1,000,627   16,824   (181,460 )   (29,493 )   806,498   949,758 ETFs:                                   Equity 2,250,849   126,261   (483,509 )   (32,102 )   1,861,499   2,218,065 Fixed income 716,596   108,849   (117,142 )   (14,241 )   694,062   715,480 Multi-asset 8,150   862   (1,575 )   (164 )   7,273   8,248 Alternatives 63,156   (1,345 )   (3,005 )   (230 )   58,576   67,780 ETFs subtotal 3,038,751   234,627   (605,231 )   (46,737 )   2,621,410   3,009,573 Institutional:                                   Active:                                   Equity 182,232   13,586   (34,517 )   (10,892 )   150,409   179,255 Fixed income 708,698   108,166   (109,721 )   (21,949 )   685,194   712,078 Multi-asset 605,297   43,546   (110,201 )   (35,855 )   502,787   589,124 Alternatives 142,318   11,010   1,214   (5,647 )   148,895   148,422 Active subtotal 1,638,545   176,308   (253,225 )   (74,343 )   1,487,285   1,628,879 Index:                                   Equity 2,119,592   (32,183 )   (313,675 )   (107,977 )   1,665,757   2,014,509 Fixed income 929,444   23,044   (165,487 )   (110,971 )   676,030   850,658 Multi-asset 8,758   (178 )   (1,391 )   (618 )   6,571   8,579 Alternatives 5,898   (2,321 )   529   (403 )   3,703   5,176 Index subtotal 3,063,692   (11,638 )   (480,024 )   (219,969 )   2,352,061   2,878,922 Institutional subtotal 4,702,237   164,670   (733,249 )   (294,312 )   3,839,346   4,507,801 Long-term 8,741,615   416,121   (1,519,940 )   (370,542 )   7,267,254   8,467,132 Cash management 712,015   (1,504 )   (436 )   (15,959 )   694,116   726,713 Advisory(3) 10,032   (10,034 )   (3 )   8   3   7,108 Total $ 9,463,662   $ 404,583   $ (1,520,379 )   $ (386,493 )   $ 7,961,373   $ 9,200,953 (1) Foreign exchange reflects the impact of translating non-US dollar denominated AUM into US dollars for reporting purposes. (2) Average AUM is calculated as the average of the month-end spot AUM amounts for the trailing thirteen months. (3) Advisory AUM represents mandates linked to purchases and disposition of assets and portfolios on behalf of official institutions and long-term portfolio liquidation assignments. 47 The following table presents the component changes in AUM by investment style and product type for the twelve months ended September 30, 2022. Net   September 30,     inflows     Market     FX     September 30,     Average   (in millions) 2021     (outflows)     change     impact(1)     2022     AUM(2)   Active:                                   Equity $ 475,232   $ 11,941   $ (107,690 )   $ (19,896 )   $ 359,587   $ 447,028 Fixed income 1,045,297   98,870   (155,637 )   (27,598 )   960,932   1,027,322 Multi-asset 756,245   45,429   (140,073 )   (38,007 )   623,594   732,008 Alternatives 187,093   18,019   (1,352 )   (6,807 )   196,953   196,646 Active subtotal 2,463,867   174,259   (404,752 )   (92,308 )   2,141,066   2,403,004 Index and ETFs:                                   ETFs:                                   Equity 2,250,849   126,261   (483,509 )   (32,102 )   1,861,499   2,218,065 Fixed income 716,596   108,849   (117,142 )   (14,241 )   694,062   715,480 Multi-asset 8,150   862   (1,575 )   (164 )   7,273   8,248 Alternatives 63,156   (1,345 )   (3,005 )   (230 )   58,576   67,780 ETFs subtotal 3,038,751   234,627   (605,231 )   (46,737 )   2,621,410   3,009,573 Non-ETF Index:                                   Equity 2,272,329   (17,711 )   (338,984 )   (116,408 )   1,799,226   2,167,508 Fixed income 952,006   27,439   (170,110 )   (114,066 )   695,269   873,283 Multi-asset 8,763   (174 )   (1,392 )   (619 )   6,578   8,587 Alternatives 5,899   (2,319 )   529   (404 )   3,705   5,177 Non-ETF Index subtotal 3,238,997   7,235   (509,957 )   (231,497 )   2,504,778   3,054,555 Index & ETFs subtotal 6,277,748   241,862   (1,115,188 )   (278,234 )   5,126,188   6,064,128 Long-term 8,741,615   416,121   (1,519,940 )   (370,542 )   7,267,254   8,467,132 Cash management 712,015   (1,504 )   (436 )   (15,959 )   694,116   726,713 Advisory(3) 10,032   (10,034 )   (3 )   8   3   7,108 Total $ 9,463,662   $ 404,583   $ (1,520,379 )   $ (386,493 )   $ 7,961,373   $ 9,200,953 The following table presents the component changes in AUM by product type for the twelve months ended September 30, 2022. Net   September 30,     inflows     Market     FX     September 30,     Average   (in millions) 2021     (outflows)     change     impact(1)     2022     AUM(2)   Equity $ 4,998,410   $ 120,491   $ (930,183 )   $ (168,406 )   $ 4,020,312   $ 4,832,601 Fixed income 2,713,899   235,158   (442,889 )   (155,905 )   2,350,263   2,616,085 Multi-asset 773,158   46,117   (143,040 )   (38,790 )   637,445   748,843 Alternatives:                                   Illiquid alternatives 98,321   15,449   2,340   (4,381 )   111,729   107,146 Liquid alternatives 85,052   2,037   (3,602 )   (2,069 )   81,418   85,278 Currency and commodities(4) 72,775   (3,131 )   (2,566 )   (991 )   66,087   77,179 Alternatives subtotal 256,148   14,355   (3,828 )   (7,441 )   259,234   269,603 Long-term 8,741,615   416,121   (1,519,940 )   (370,542 )   7,267,254   8,467,132 Cash management 712,015   (1,504 )   (436 )   (15,959 )   694,116   726,713 Advisory(3) 10,032   (10,034 )   (3 )   8   3   7,108 Total $ 9,463,662   $ 404,583   $ (1,520,379 )   $ (386,493 )   $ 7,961,373   $ 9,200,953 (1) Foreign exchange reflects the impact of translating non-US dollar denominated AUM into US dollars for reporting purposes. (2) Average AUM is calculated as the average of the month-end spot AUM amounts for the trailing thirteen months. (3) Advisory AUM represents mandates linked to purchases and disposition of assets and portfolios on behalf of official institutions and long-term portfolio liquidation assignments. (4) Amounts include commodity ETFs. 48 AUM decreased $1.5 trillion to $8.0 trillion at September 30, 2022, driven by net market depreciation and the negative impact of foreign exchange movements, partially offset by net inflows. Long-term net inflows of $416 billion were comprised of net inflows of $235 billion, $165 billion and $17 billion from ETFs, institutional, and retail respectively. Net flows in long-term products are described below. • ETFs net inflows of $235 billion were driven by net inflows into core equity and strategic ETFs. Equity net inflows of $126 billion were across both US and international equity market exposures. Fixed income net inflows of $109 billion were led by flows into treasuries, inflation-protected, municipal and core bond ETFs. • Institutional active net inflows of $176 billion included the impact of significant outsourcing mandates. Net inflows also reflected continued growth in LifePath ® target-date funds, illiquid alternatives and systematic active equity strategies. • Institutional index net outflows of $12 billion primarily reflected $32 billion of equity net outflows, partially offset by fixed income net inflows of $23 billion. • Retail net inflows of $17 billion were led by net inflows of $13 billion and $7 billion into equity and alternatives mandates, respectively. Cash management AUM decreased to $694 billion, driven by the negative impact of foreign exchange movements. Net market depreciation of $1.5 trillion was driven by global equity and fixed income market depreciation. AUM decreased $386 billion due to the negative impact of foreign exchange movements, primarily resulting from the strengthening of the US dollar, largely against the British pound, the Euro and the Japanese yen. 49 DISCUSSION OF FINANCIAL RESULTS The Company’s results of operations for the three and nine months ended September 30, 2022 and 2021 are discussed below. For a further description of the Company’s revenue and expense, see the 2021 Form 10-K. Revenue The table below presents detail of revenue for the three and nine months ended September 30, 2022 and 2021 and includes the product type mix of base fees and securities lending revenue and performance fees.   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Investment advisory, administration fees and    securities lending revenue:                       Equity:                       Active $ 503   $ 674   $ 1,669   $ 1,891 ETFs 1,063   1,212   3,324   3,436 Non-ETF Index 179   207   552   581 Equity subtotal 1,745   2,093   5,545   5,908 Fixed income:                       Active 478   561   1,515   1,631 ETFs 276   304   839   893 Non-ETF Index 91   121   311   350 Fixed income subtotal 845   986   2,665   2,874 Multi-asset 316   369   1,006   1,041 Alternatives:                       Illiquid alternatives 184   166   547   501 Liquid alternatives 155   163   483   460 Currency and commodities(1) 51   55   169   163 Alternatives subtotal 390   384   1,199   1,124 Long-term 3,296   3,832   10,415   10,947 Cash management 235   111   637   345 Total investment advisory, administration fees    and securities lending revenue 3,531   3,943   11,052   11,292 Investment advisory performance fees:                       Equity (2 )   8   13   70 Fixed income (3 )   2   19   31 Multi-asset 2   —   14   17 Alternatives:                       Illiquid alternatives 79   50   181   147 Liquid alternatives 6   285   59   549 Alternatives subtotal 85   335   240   696 Total performance fees 82   345   286   814 Technology services revenue 338   320   1,011   942 Distribution fees:                       Retrocessions 241   294   789   796 12b-1 fees (US mutual fund distribution fees) 75   91   243   263 Other 9   16   35   51 Total distribution fees 325   401   1,067   1,110 Advisory and other revenue:                       Advisory 8   13   39   37 Other 27   28   81   73 Total advisory and other revenue 35   41   120   110 Total revenue $ 4,311   $ 5,050   $ 13,536   $ 14,268                         (1) Amounts include commodity ETFs. 50 The table below lists a percentage breakdown of base fees and securities lending revenue and average AUM by product type:   Three Months Ended September 30,     Nine Months Ended September 30,   Percentage of Base Percentage of Base   Fees and Percentage of   Fees and     Percentage of Securities Lending Average AUM Securities Lending Average AUM Revenue       by Product Type(1)   Revenue   by Product Type(2)     2022     2021       2022     2021     2022     2021       2022     2021   Equity:                                                   Active 14 %   18 %     5 %   5 %   14 %   19 %     5 %   5 % ETFs 30 %   31 %     25 %   24 %   30 %   30 %     24 %   23 % Non-ETF Index 5 %   5 %     23 %   23 %   5 %   5 %     24 %   24 % Equity subtotal 49 %   54 %     53 %   52 %   49 %   54 %     53 %   52 % Fixed income:                                                   Active 14 %   13 %     11 %   12 %   14 %   13 %     11 %   11 % ETFs 8 %   8 %     8 %   7 %   7 %   8 %     8 %   8 % Non-ETF Index 3 %   3 %     9 %   10 %   3 %   3 %     9 %   10 % Fixed income subtotal 25 %   24 %     28 %   29 %   24 %   24 %     28 %   29 % Multi-asset 9 %   9 %     8 %   8 %   9 %   9 %     8 %   8 % Alternatives:                                                   Illiquid alternatives 5 %   5 %     1 %   1 %   5 %   5 %     1 %   1 % Liquid alternatives 4 %   4 %     1 %   1 %   4 %   4 %     1 %   1 % Currency and    commodities(3) 1 %   1 %     1 %   1 %   3 %   1 %     1 %   1 % Alternatives subtotal 10 %   10 %     3 %   3 %   12 %   10 %     3 %   3 % Long-term 93 %   97 %     92 %   92 %   94 %   97 %     92 %   92 % Cash management 7 %   3 %     8 %   8 %   6 %   3 %     8 %   8 % Total excluding    Advisory AUM 100 %   100 %     100 %   100 %   100 %   100 %     100 %   100 % (1) Average AUM is calculated as the average of the month-end spot AUM amounts for the trailing four months. (2) Average AUM is calculated as the average of the month-end spot AUM amounts for the trailing ten months. (3) Amounts include commodity ETFs. Three Months Ended September 30, 2022 Compared with Three Months Ended September 30, 2021 Revenue decreased $739 million, or 15%, from the three months ended September 30, 2021, primarily driven by the impact of significantly lower markets and US dollar appreciation on average AUM and lower performance fees. Investment advisory, administration fees and securities lending revenue of $3.5 billion decreased $412 million from $3.9 billion for the three months ended September 30, 2021, primarily driven by the negative impact of market beta and foreign exchange movements on average AUM, partially offset by organic base fee growth over the last twelve months and the elimination of yield-related fee waivers on money market funds. Securities lending revenue of $162 million increased from $152 million for the three months ended September 30, 2021, primarily reflecting higher spreads. Investment advisory performance fees of $82 million decreased $263 million from $345 million for the three months ended September 30, 2021, primarily reflecting lower revenue from liquid alternative products, including lower fees from a single hedge fund with an annual performance measurement period that ends in the third quarter. Technology services revenue of $338 million increased $18 million from $320 million for the three months ended September 30, 2021, primarily reflecting higher revenue from Aladdin, despite the negative impact of foreign exchange movements. 51 Nine Months Ended September 30, 2022 Compared with Nine Months Ended September 30, 2021 Revenue decreased $732 million, or 5%, from the nine months ended September 30, 2021, largely driven by lower base and performance fees, partially offset by higher technology services revenue. Investment advisory, administration fees and securities lending revenue of $11.1 billion decreased $240 million from $11.3 billion for the nine months ended September 30, 2021, primarily driven by the negative impact of market beta and foreign exchange movements on average AUM, partially offset by organic base fee growth, the elimination of yield-related fee waivers on money market funds, and higher securities lending revenue. Securities lending revenue of $460 million increased $41 million from $419 million for the nine months ended September 30, 2021, primarily reflecting higher spreads. Investment advisory performance fees of $286 million decreased $528 million from $814 million for the nine months ended September 30, 2021, primarily reflecting lower revenue from liquid alternative and long-only products. Technology services revenue of $1.0 billion increased $69 million from $942 million for the nine months ended September 30, 2021, primarily reflecting higher revenue from Aladdin , despite the negative impact of foreign exchange movements. Expense   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Expense:                       Employee compensation and benefits $ 1,339   $ 1,527   $ 4,251   $ 4,484 Distribution and servicing costs:                       Retrocessions 241   294   789   796 12b-1 costs 74   89   238   257 Other 221   202   655   560 Total distribution and servicing costs 536   585   1,682   1,613 Direct fund expense 318   354   951   994 General and administration expense:                       Marketing and promotional 95   54   231   142 Occupancy and office related 99   91   304   250 Portfolio services 73   66   209   195 Sub-advisory 21   27   63   72 Technology 156   140   449   373 Professional services 47   42   129   122 Communications 11   11   32   33 Foreign exchange remeasurement 3   1   2   3   Contingent consideration fair value adjustments 1   29   2   33   Product launch costs —   96   —   274   Other general and administration 48   54   159   160 Total general and administration expense 554   611   1,580   1,657 Amortization of intangible assets 38   38   114   109 Total expense $ 2,785   $ 3,115   $ 8,578   $ 8,857                         52 Three Months Ended September 30, 2022 Compared with Three Months Ended September 30, 2021 Expense decreased $330 million from the three months ended September 30, 2021, reflecting lower employee compensation and benefits expense, direct fund expense, and general and administration expense, including the impact of product launch costs incurred during the three months ended September 30, 2021. Employee compensation and benefits expense decreased $188 million from the three months ended September 30, 2021, primarily reflecting lower incentive compensation due to lower operating income and performance fees, partially offset by higher base compensation. Direct fund expense decreased $36 million from the three months ended September 30, 2021, primarily reflecting lower average AUM. General and administration expense decreased $57 million from the three months ended September 30, 2021, primarily driven by the impact of $96 million of product launch costs in the three months ended September 30, 2021 and lower contingent consideration fair value adjustments in the three months ended September 30, 2022, partially offset by higher marketing and promotional expense, including the impact of higher travel and entertainment expense, and higher technology expense. Nine Months Ended September 30, 2022 Compared with Nine Months Ended September 30, 2021 Expense decreased $279 million from the nine months ended September 30, 2021, largely driven by lower employee compensation and benefits expense and general and administration expense, including the impact of product launch costs incurred during the nine months ended September 30, 2021. Employee compensation and benefits expense decreased $233 million from the nine months ended September 30, 2021, reflecting lower incentive compensation due to lower operating income, performance fees and deferred compensation driven in part by the lower mark-to-market impact of certain deferred cash compensation programs, partially offset by higher base compensation. General and administration expense decreased $77 million from the nine months ended September 30, 2021, primarily driven by $274 million of product launch costs incurred during the nine months ended September 30, 2021 and lower contingent consideration fair value adjustments in the three months ended September 30, 2022, partially offset by higher marketing and promotional expense, resulting from higher travel and entertainment expense, and higher technology expense. General and administration expense also reflected higher occupancy and office related expense, including higher noncash occupancy expense related to the lease of office space for the Company’s future headquarters located at 50 Hudson Yards in New York, which it expects to begin to occupy in late 2022 (and begin lease payments in May 2023). Lease cost – Hudson Yards has been excluded from our “as adjusted” financial results. See Non-GAAP Financial Measures for further information on as adjusted items. 53 Nonoperating Results The summary of nonoperating income (expense), less net income (loss) attributable to NCI for the three and nine months ended September 30, 2022 and 2021 was as follows:   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Nonoperating income (expense), GAAP basis $ 165   $ 336   $ (320 )   $ 652 Less: Net income (loss) attributable to NCI (45 )   72   (232 )   315 Nonoperating income (expense), net of NCI(1)(2) $ 210   $ 264   $ (88 )   $ 337   Three Months Ended     Nine Months Ended     September 30,     September 30,   (in millions) 2022     2021     2022     2021   Net gain (loss) on investments(1)(2)                       Private equity $ 20   $ 124   $ 22   $ 212 Real assets 9   4   23   10 Other alternatives(3) 1   13   —   43 Other investments(4) (58 )   (8 )   (245 )   37 Subtotal (28 )   133   (200 )   302 Other gains (losses)(5) 247   165   190   149 Total net gain (loss) on investments(1)(2) 219   298   (10 )   451 Interest and dividend income 41   14   80   41 Interest expense (50 )   (48 )   (158 )   (155 ) Net interest expense (9 )   (34 )   (78 )   (114 ) Nonoperating income (expense)(1) $ 210   $ 264   $ (88 )   $ 337 (1) Net of net income (loss) attributable to NCI. (2) Management believes nonoperating income (expense), less net income (loss) attributable to NCI, is an effective measure for reviewing BlackRock’s nonoperating results, which ultimately impacts BlackRock’s book value. See Non-GAAP Financial Measures for further information on other non-GAAP financial measures for the three and nine months ended September 30, 2022 and 2021. (3) Amounts primarily include net gains (losses) related to credit funds, direct hedge fund strategies and hedge fund solutions. (4) Amounts primarily include mark-to-market net gains (losses) related to unhedged equity, fixed income and multi-asset seed investments. (5) The amounts for the three and nine months ended September 30, 2022 and 2021 primarily include nonoperating noncash pre-tax gains in connection with its strategic minority investment in iCapital of approximately $267 million and $107 million, respectively. The amounts for the three and nine months ended September 30, 2021 also include nonoperating noncash pre-tax gains in connection with strategic minority investments in Scalable Capital Limited of approximately $46 million. Additional amounts primarily include noncash pre-tax gains (losses) related to the revaluation of certain minority investments. 54 Income Tax Expense   GAAP     As Adjusted     Three Months Ended     Nine Months Ended     Three Months Ended     Nine Months Ended     September 30,     September 30,     September 30,     September 30,   (in millions) 2022     2021     2022     2021     2022     2021     2022     2021   Operating income(1) $ 1,526   $ 1,935   $ 4,958   $ 5,411   $ 1,585   $ 2,025   $ 5,134   $ 5,640 Total nonoperating    income (expense)(1)(2) $ 210   $ 264   $ (88 )   $ 337   $ 210   $ 264   $ (88 )   $ 337 Income before income    taxes(2) $ 1,736   $ 2,199   $ 4,870   $ 5,748   $ 1,795   $ 2,289   $ 5,046   $ 5,977 Income tax expense $ 330   $ 518   $ 951   $ 1,490   $ 344   $ 539   $ 1,011   $ 1,373 Effective tax rate 19.0 %   23.6 %   19.5 %   25.9 %   19.2 %   23.6 %   20.0 %   22.9 % (1) As adjusted items are described in more detail in Non-GAAP Financial Measures. Beginning in the first quarter of 2022, BlackRock updated the definitions of operating income, as adjusted, operating margin, as adjusted, and net income attributable to BlackRock, Inc., as adjusted, to include new adjustments. Such measures have been recast for 2021 to reflect the inclusion of such new adjustments. For further information, refer to the Current Report on Form 8-K furnished on April 13, 2022. (2) Net of net income (loss) attributable to NCI. 2022. Income tax expense for the three months ended September 30, 2022 included approximately $93 million of discrete tax benefits related to the resolution of certain outstanding tax matters. Income tax expense for the nine months ended September 30, 2022 included $139 million of discrete tax benefits related to the resolution of certain outstanding tax matters and $87 million of discrete tax benefits related to stock-based compensation awards that vested in 2022. In addition, GAAP income tax expense for the nine months ended September 30, 2022 included $18 million of net noncash tax benefit related to the revaluation of certain deferred income tax liabilities, which was excluded from our as adjusted results, as it will not have a cash flow impact and to ensure comparability among periods presented. On August 16, 2022, the Inflation Reduction Act of 2022 ("IRA") was enacted into law, which introduced new provisions including a corporate book minimum tax and an excise tax on net stock repurchases. The Company is evaluating the impacts of these provisions but currently does not expect the IRA to have a material impact on its consolidated financial statements when the law becomes effective on January 1, 2023. 2021. Income tax expense for the nine months ended September 30, 2021 included $171 million of noncash net expense related to the revaluation of certain deferred tax assets and liabilities as a result of legislation enacted in the UK increasing its corporate tax rate. Income tax expense for the nine months ended September 30, 2021, also reflected $42 million of discrete tax benefits primarily related to stock-based compensation awards that vested in 2021. The as adjusted effective tax rate of 22.9% for the nine months ended September 30, 2021, excluded the impact of $171 million noncash deferred tax revaluation expense mentioned above as it will not have a cash flow impact and to ensure comparability among periods presented. 55 STATEMENT OF FINANCIAL CONDITION OVERVIEW As Adjusted Statement of Financial Condition The following table presents a reconciliation of the condensed consolidated statement of financial condition presented on a GAAP basis to the condensed consolidated statement of financial condition, excluding the impact of separate account assets and separate account collateral held under securities lending agreements (directly related to lending separate account securities) and separate account liabilities and separate account collateral liabilities under securities lending agreements and consolidated sponsored investment products. The Company presents the as adjusted statement of financial condition as additional information to enable investors to exclude certain assets that have equal and offsetting liabilities or NCI that ultimately do not have an impact on stockholders’ equity or cash flows. Management views the as adjusted statement of financial condition, which contains non-GAAP financial measures, as an economic presentation of the Company’s total assets and liabilities; however, it does not advocate that investors consider such non-GAAP financial measures in isolation from, or as a substitute for, financial information prepared in accordance with GAAP. Separate Account Assets and Liabilities and Separate Account Collateral Held under Securities Lending Agreements Separate account assets are maintained by BlackRock Life Limited, a wholly owned subsidiary of the Company that is a registered life insurance company in the UK, and represent segregated assets held for purposes of funding individual and group pension contracts. The Company records equal and offsetting separate account liabilities. The separate account assets are not available to creditors of the Company and the holders of the pension contracts have no recourse to the Company’s assets. The net investment income attributable to separate account assets accrues directly to the contract owners and is not reported on the condensed consolidated statements of income. While BlackRock has no economic interest in these assets or liabilities, BlackRock earns an investment advisory fee for the service of managing these assets on behalf of its clients. In addition, the Company records on its condensed consolidated statements of financial condition the separate account collateral obtained under BlackRock Life Limited securities lending arrangements for which it has legal title as its own asset in addition to an equal and offsetting separate account collateral liability for the obligation to return the collateral. The collateral is not available to creditors of the Company, and the borrowers under the securities lending arrangements have no recourse to the Company’s assets. Consolidated Sponsored Investment Products The Company consolidates certain sponsored investment products accounted for as variable interest entities (“VIEs”) and voting rights entities (“VREs”) (collectively, “CIPs”). See Note 2, Significant Accounting Policies , in the notes to the consolidated financial statements contained in the 2021 Form 10-K for more information on the Company’s consolidation policy. 56 The Company cannot readily access cash and cash equivalents or other assets held by CIPs to use in its operating activities. In addition, the Company cannot readily sell investments held by CIPs in order to obtain cash for use in the Company’s operations.     September 30, 2022   Separate Account GAAP Assets/ As (in millions)   Basis     Collateral(1)     CIPs(2)     Adjusted   Assets                         Cash and cash equivalents   $ 6,797   $ —   $ 326   $ 6,471 Accounts receivable   3,361   —   —   3,361 Investments   6,907   —   960   5,947 Separate account assets and collateral held    under securities lending agreements   56,939   56,939   —   — Operating lease right-of-use assets   1,491   —   —   1,491 Other assets(3)   6,252   —   95   6,157 Subtotal   81,747   56,939   1,381   23,427 Goodwill and intangible assets, net   33,683   —   —   33,683 Total assets   $ 115,430   $ 56,939   $ 1,381   $ 57,110 Liabilities                         Accrued compensation and benefits   $ 1,747   $ —   $ —   $ 1,747 Accounts payable and accrued liabilities   1,601   —   —   1,601 Borrowings   6,591   —   —   6,591 Separate account liabilities and collateral    liabilities under securities lending agreements   56,939   56,939   —   — Deferred income tax liabilities(4)   2,695   —   —   2,695 Operating lease liabilities   1,773   —   —   1,773 Other liabilities   5,967   —   487   5,480 Total liabilities   77,313   56,939   487   19,887 Equity                         Total BlackRock, Inc. stockholders’ equity   37,162   —   —   37,162 Noncontrolling interests   955   —   894   61 Total equity   38,117   —   894   37,223 Total liabilities and equity   $ 115,430   $ 56,939   $ 1,381   $ 57,110 (1) Amounts represent segregated client assets and related liabilities, in which BlackRock has no economic interest. BlackRock earns an investment advisory fee for the service of managing these assets on behalf of its clients. (2) Amounts represent the impact of consolidating CIPs. (3) Amount includes property and equipment and other assets. (4) Amount includes approximately $4.4 billion of deferred income tax liabilities related to goodwill and intangibles. The following discussion summarizes the significant changes in assets and liabilities on a GAAP basis. Please see the condensed consolidated statements of financial condition as of September 30, 2022 and December 31, 2021 contained in Part I, Item 1 of this filing. The discussion does not include changes related to assets and liabilities that are equal and offsetting and have no impact on BlackRock’s stockholders’ equity. Assets. Cash and cash equivalents at September 30, 2022 and December 31, 2021 included $326 million and $308 million, respectively, of cash held by CIPs (see Liquidity and Capital Resources for details on the change in cash and cash equivalents during the nine months ended September 30, 2022). Accounts receivable at September 30, 2022 decreased $428 million from December 31, 2021, primarily due to lower base and performance fee receivables, partially offset by an increase in technology services receivables. Investments, including the impact held by CIPs, at September 30, 2022 decreased $355 million from December 31, 2021 (for more information see Investments herein). Goodwill and intangible assets at September 30, 2022 decreased $121 million from December 31, 2021, primarily due to amortization of intangible assets. Other assets at September 30, 2022 increased $2.7 billion from December 31, 2021, primarily related to an increase in unit trust receivables (substantially offset by an increase in unit trust payables recorded within other liabilities). 57 Liabilities. Accrued compensation and benefits at September 30, 2022 decreased $1.2 billion from December 31, 2021, primarily due to 2021 incentive compensation cash payments in the first quarter of 2022, partially offset by 2022 incentive compensation accruals. Accounts payable and accrued liabilities at September 30, 2022 increased $204 million from December 31, 2021. Borrowings at September 30, 2022 decreased $855 million from December 31, 2021, primarily due to repayments of $750 million. Other liabilities at September 30, 2022 increased $1.9 billion from December 31, 2021, primarily due to higher unit trust payables (substantially offset by an increase in unit trust receivables recorded within other assets). Net deferred income tax liabilities at September 30, 2022 decreased $63 million from December 31, 2021, primarily due to the effects of temporary differences associated with unrealized investment losses. Investments The Company’s investments were $6.9 billion and $7.3 billion at September 30, 2022 and December 31, 2021, respectively. Investments include CIPs accounted for as VIEs and VREs. Management reviews BlackRock’s investments on an “economic” basis, which eliminates the portion of investments that does not impact BlackRock’s book value or net income attributable to BlackRock. BlackRock’s management does not advocate that investors consider such non-GAAP financial measures in isolation from, or as a substitute for, financial information prepared in accordance with GAAP. The Company presents investments, as adjusted, to enable investors to understand the portion of investments that is owned by the Company, net of NCI, as a gauge to measure the impact of changes in net nonoperating income (expense) on investments to net income (loss) attributable to BlackRock. The Company further presents net “economic” investment exposure, net of hedged investments, to reflect another helpful measure for investors. The impact of certain investments is substantially mitigated by swap hedges. Carried interest capital allocations are excluded as there is no impact to BlackRock’s stockholders’ equity until such amounts are realized as performance fees. Finally, the Company’s regulatory investment in Federal Reserve Bank stock, which is not subject to market or interest rate risk, is excluded from the Company’s net economic investment exposure.     September 30,     December 31,   (in millions)   2022     2021   Investments, GAAP   $ 6,907   $ 7,262 Investments held by CIPs   (4,213 )   (4,623 ) Net interest in CIPs(1)   3,253   3,391 Investments, as adjusted   5,947   6,030 Federal Reserve Bank stock   (91 )   (96 ) Hedged investments   (534 )   (720 ) Carried interest   (1,525 )   (1,555 ) Total “economic” investment exposure(2)   $ 3,797   $ 3,659 (1) Amounts included $1.5 billion of carried interest (VIEs) as of both September 30, 2022 and December 31, 2021, which has no impact on the Company’s “economic” investment exposure. (2) Amounts exclude investments in strategic minority investments included in other assets on the condensed consolidated statements of financial condition. 58 The following table represents the carrying value of the Company’s economic investment exposure, by asset type, at September 30, 2022 and December 31, 2021:     September 30,     December 31,   (in millions)   2022     2021   Equity(1)   $ 1,253   $ 1,352 Fixed income(2)   697   600 Multi-asset(3)   71   125 Alternatives:             Private equity   1,006   960 Real assets   329   279 Other alternatives(4)   441   343 Alternatives subtotal   1,776   1,582 Total “economic” investment exposure   $ 3,797   $ 3,659 (1) Equity includes unhedged seed investments in equity mutual funds/strategies. (2) Fixed income includes unhedged seed investments in fixed income mutual funds/strategies and bank loans. (3) Multi-asset includes unhedged seed investments in multi-asset mutual funds/strategies. (4) Other alternatives primarily include co-investments in direct hedge fund strategies and hedge fund solutions. As adjusted investment activity for the nine months ended September 30, 2022 was as follows: (in millions) Nine Months Ended September 30, 2022   Investments, as adjusted, beginning balance $ 6,030 Purchases/capital contributions 1,087 Sales/maturities (513 ) Distributions(1) (100 ) Market appreciation(depreciation)/earnings from equity method investments (365 ) Carried interest capital allocations/(distributions) (30 ) Other(2) (162 ) Investments, as adjusted, ending balance $ 5,947 (1) Amount includes distributions representing return of capital and return on investments. (2) Amount includes the impact of foreign exchange movements. 59 LIQUIDITY AND CAPITAL RESOURCES BlackRock Cash Flows Excluding the Impact of CIPs The condensed consolidated statements of cash flows include the cash flows of the CIPs. The Company uses an adjusted cash flow statement, which excludes the impact of CIPs, as a supplemental non-GAAP measure to assess liquidity and capital requirements. The Company believes that its cash flows, excluding the impact of the CIPs, provide investors with useful information on the cash flows of BlackRock relating to its ability to fund additional operating, investing and financing activities. BlackRock’s management does not advocate that investors consider such non-GAAP measures in isolation from, or as a substitute for, its cash flows presented in accordance with GAAP. The following table presents a reconciliation of the condensed consolidated statements of cash flows presented on a GAAP basis to the condensed consolidated statements of cash flows, excluding the impact of the cash flows of CIPs: Cash Flows Impact on Excluding GAAP Cash Flows Impact of (in millions) Basis     of CIPs     CIPs   Cash, cash equivalents and restricted cash, December 31, 2021 $ 9,340   $ 308   $ 9,032 Net cash provided by/(used in) operating activities 2,983   (432 )   3,415 Net cash provided by/(used in) investing activities (714 )   (48 )   (666 ) Net cash provided by/(used in) financing activities (4,316 )   498   (4,814 ) Effect of exchange rate changes on cash, cash equivalents    and restricted cash (479 )   —   (479 ) Net increase/(decrease) in cash, cash equivalents and restricted cash (2,526 )   18   (2,544 ) Cash, cash equivalents and restricted cash, September 30, 2022 $ 6,814   $ 326   $ 6,488 Sources of BlackRock’s operating cash primarily include base fees and securities lending revenue, performance fees, technology services revenue, advisory and other revenue and distribution fees. BlackRock uses its cash to pay all operating expenses, interest and principal on borrowings, income taxes, dividends on BlackRock’s capital stock, repurchases of the Company’s stock, acquisitions, capital expenditures and purchases of co-investments and seed investments. For details of the Company’s GAAP cash flows from operating, investing and financing activities, see the condensed consolidated statements of cash flows contained in Part I, Item 1 of this filing. Cash flows provided by/(used in) operating activities, excluding the impact of CIPs, primarily include the receipt of base fees, securities lending revenue, performance fees and technology services revenue, offset by the payment of operating expenses incurred in the normal course of business, including year-end incentive and deferred compensation accrued during prior years, and income tax payments. Cash flows used in investing activities, excluding the impact of CIPs, for the nine months ended September 30, 2022 were $666 million and primarily reflected $326 million of net investment purchases and $399 million of purchases of property and equipment, partially offset by $59 million of distributions of capital from equity method investees. Cash flows used in financing activities, excluding the impact of CIPs, for the nine months ended September 30, 2022 were $4.8 billion, primarily resulting from $2.3 billion of cash dividend payments, $1.8 billion of share repurchases, including $1.4 billion in open market transactions and $0.4 billion of employee tax withholdings related to employee stock transactions, and $0.8 billion of repayments of borrowings. 60 The Company manages its financial condition and funding to maintain appropriate liquidity for the business. Management believes that the Company’s liquid assets, continuing cash flows from operations, borrowing capacity under the Company’s existing revolving credit facility and uncommitted commercial paper private placement program, provide sufficient resources to meet the Company’s short-term and long-term cash needs, including operating, debt and other obligations as they come due and anticipated future capital requirements. Liquidity resources at September 30, 2022 and December 31, 2021 were as follows:   September 30,     December 31,   (in millions) 2022     2021   Cash and cash equivalents $ 6,797   $ 9,323 Cash and cash equivalents held by CIPs(1) (326 )   (308 ) Subtotal(2) 6,471   9,015 Credit facility – undrawn 4,700   4,400 Total liquidity resources $ 11,171   $ 13,415 (1) The Company cannot readily access such cash and cash equivalents to use in its operating activities. (2) The percentage of cash and cash equivalents held by the Company’s US subsidiaries was approximately 50% at both September 30, 2022 and December 31, 2021. See Net Capital Requirements herein for more information on net capital requirements in certain regulated subsidiaries. Total liquidity resources decreased $2.2 billion during the nine months ended September 30, 2022, primarily reflecting cash payments of 2021 year-end incentive awards, cash dividend payments of $2.3 billion, share repurchases of $1.8 billion and $0.8 billion of repayments of borrowings, partially offset by cash flows from other operating activities and a $0.3 billion increase in the aggregate commitment amount under the credit facility. A significant portion of the Company’s $5.9 billion of investments, as adjusted, is illiquid in nature and, as such, cannot be readily convertible to cash. Share Repurchases. During the nine months ended September 30, 2022, the Company repurchased 2.0 million common shares under the Company’s existing share repurchase program for approximately $1.4 billion. At September 30, 2022, there were approximately 1.7 million shares still authorized to be repurchased under the program. Net Capital Requirements. The Company is required to maintain net capital in certain regulated subsidiaries within a number of jurisdictions, which is partially maintained by retaining cash and cash equivalent investments in those subsidiaries or jurisdictions. As a result, such subsidiaries of the Company may be restricted in their ability to transfer cash between different jurisdictions and to their parents. Additionally, transfers of cash between international jurisdictions may have adverse tax consequences that could discourage such transfers. BlackRock Institutional Trust Company, N.A. (“BTC”) is chartered as a national bank that does not accept deposits or make commercial loans and whose powers are limited to trust and other fiduciary activities. BTC provides investment management and other fiduciary services, including investment advisory and securities lending agency services, to institutional clients. BTC is subject to regulatory capital and liquid asset requirements administered by the US Office of the Comptroller of the Currency. At September 30, 2022 and December 31, 2021, the Company was required to maintain approximately $2.1 billion and $2.3 billion in net capital in certain regulated subsidiaries, including BTC, entities regulated by the Financial Conduct Authority and Prudential Regulation Authority in the UK, and the Company’s broker-dealers. The Company was in compliance with all applicable regulatory net capital requirements. 61 Borrowings 2022 Revolving Credit Facility. Since 2011, the Company has maintained an unsecured revolving credit facility which is available for working capital and general corporate purposes (the “2022 credit facility”). In March 2022, the 2022 credit facility was amended to, among other things, (i) increase the aggregate commitment amount by $300 million to $4.7 billion, (ii) extend the maturity date to March 2027, (iii) change the rate for borrowings denominated in US dollars from a rate based on the London Interbank Offered Rate (“LIBOR”) to a rate based on the secured overnight financing rate (“SOFR”) subject to certain adjustments and (iv) raise and/or add certain specified targets for the sustainability-linked pricing mechanics. The 2022 credit facility permits the Company to request up to an additional $1.0 billion of borrowing capacity, subject to lender credit approval, which could increase the overall size of the 2022 credit facility to an aggregate principal amount of up to $5.7 billion. The 2022 credit facility requires the Company not to exceed a maximum leverage ratio (ratio of net debt to earnings before interest, taxes, depreciation and amortization, where net debt equals total debt less unrestricted cash) of 3 to 1, which was satisfied with a ratio of less than 1 to 1 at September 30, 2022. At September 30, 2022, the Company had no amount outstanding under the 2022 credit facility. Commercial Paper Program. The Company can issue unsecured commercial paper notes (the “CP Notes”) on a private-placement basis up to a maximum aggregate amount outstanding at any time of $4 billion. The commercial paper program is currently supported by the 2022 credit facility. At September 30, 2022, BlackRock had no CP Notes outstanding. Long-term Notes. At September 30, 2022, the principal amount of long-term notes outstanding was $6.6 billion. See Note 15, Borrowings , in the 2021 Form 10-K for more information on overall borrowings outstanding as of December 31, 2021. In June 2022, the Company fully repaid $750 million of 3.375% notes at maturity. During the nine months ended September 30, 2022, the Company paid approximately $146 million of interest on long-term notes. Future principal repayments and interest requirements at September 30, 2022 were as follows: (in millions)                   Total Year   Principal     Interest         Payments   Remainder of 2022   $ —   $ 28   $ 28 2023   —   167   167 2024   1,000   150   1,150 2025(1)   686   132   818 2026   —   124   124 2027   700   112   812 Thereafter   4,250   287   4,537 Total   $ 6,636   $ 1,000   $ 7,636 (1) The carrying value of the 2025 Notes is calculated using the EUR/USD foreign exchange rate as of September 30, 2022. Commitments and Contingencies Investment Commitments. At September 30, 2022, the Company had $861 million of various capital commitments to fund sponsored investment products, including CIPs. These products include various illiquid alternative products, including private equity funds and real assets funds and opportunistic funds. This amount excludes additional commitments made by consolidated funds of funds to underlying third-party funds as third-party noncontrolling interest holders have the legal obligation to fund the respective commitments of such funds of funds. Generally, the timing of the funding of these commitments is unknown and the commitments are callable on demand at any time prior to the expiration of the commitment. These unfunded commitments are not recorded on the condensed consolidated statements of financial condition. These commitments do not include potential future commitments approved by the Company that are not yet legally binding. The Company intends to make additional capital commitments from time to time to fund additional investment products for, and with, its clients. 62 Critical Accounting Policies And Estimates The preparation of condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements and the reported amounts of revenue and expense during the reporting periods. Actual results could differ significantly from those estimates. These estimates, judgments and assumptions are affected by the Company’s application of accounting policies. Management considers the following accounting policies and estimates critical to understanding the condensed consolidated financial statements. These policies and estimates are considered critical because they had a material impact, or are reasonably likely to have a material impact on the Company’s condensed consolidated financial statements and because they require management to make significant judgments, assumptions or estimates. For a summary of these and additional accounting policies, see Note 2, Significant Accounting Policies , in the notes to the condensed consolidated financial statements. In addition, see Critical Accounting Policies and Estimates in Management’s Discussion and Analysis of Financial Condition and Results of Operations and Note 2, Significant Accounting Policies , in the 2021 Form 10-K for further information. Consolidation. The Company consolidates entities in which the Company has a controlling financial interest. The company has a controlling financial interest when it owns a majority of the VRE or is a primary beneficiary (“PB”) of a VIE. Assessing whether an entity is a VIE or a VRE involves judgment and analysis on a structure-by-structure basis. Factors considered in this assessment include the entity’s legal organization, the entity’s capital structure and equity ownership, the rights of equity investment holders, the Company’s contractual involvement with and economic interest in the entity and any related party or de facto agent implications of the Company’s involvement with the entity. Entities that are determined to be VREs are consolidated if the Company can exert control over the financial and operating policies of the investee, which generally exists if there is greater than 50% voting interest. Entities that are determined to be VIEs are consolidated if the Company is the PB of the entity. BlackRock is deemed to be the PB of a VIE if it (a) has the power to direct the activities that most significantly impact the entity’s economic performance and (b) has the obligation to absorb losses or the right to receive benefits that potentially could be significant to the VIE. There is judgment involved in assessing whether the Company is the PB of a VIE. In addition, the Company’s ownership interest in VIEs is subject to variability and is impacted by actions of other investors such as on-going redemptions and contributions. The Company generally consolidates VIEs in which it holds an economic interest of 10% or greater and deconsolidates such VIEs once equity ownership falls below 10%. As of September 30, 2022, the Company was deemed to be the PB of 88 VIEs. See Note 6, Consolidated Sponsored Investment Products , in the notes to the condensed consolidated financial statements for more information. Fair Value Measurements. The Company’s assessment of the significance of a particular input to the fair value measurement according to the fair value hierarchy (i.e., Level 1, 2 and 3 inputs, as defined) in its entirety requires judgment and considers factors specific to the financial instrument. See Note 2, Significant Accounting Policies , and Note 8, Fair Value Disclosures , in the notes to the condensed consolidated financial statements for more information on fair value measurements. Investment Advisory Performance Fees / Carried Interest. The Company receives investment advisory performance fees, including incentive allocations (carried interest) from certain actively managed investment funds and certain SMAs. These performance fees are dependent upon exceeding specified relative or absolute investment return thresholds, which vary by product or account, and include monthly, quarterly, annual or longer measurement periods. Performance fees, including carried interest, are recognized when it is determined that they are no longer probable of significant reversal (such as upon the sale of a fund’s investment or when the investment performance exceeds a contractual threshold at the end of a specified measurement period). Given the unique nature of each fee arrangement, contracts with customers are evaluated on an individual basis to determine the timing of revenue recognition. Significant judgment is involved in making such determination. Performance fees typically arise from investment management services that began in prior reporting periods. Consequently, a portion of the fees the Company recognizes may be partially related to the services performed in prior periods that meet the recognition criteria in the current period. At each reporting date, the Company considers various factors in estimating performance fees to be recognized, including carried interest. These factors include but are not limited to whether: (1) the amounts are dependent on the financial markets and, thus, are highly susceptible to factors outside the Company’s influence; (2) the ultimate payments have a large number and a broad range of possible amounts; and (3) the funds or SMAs have the ability to (a) invest or reinvest their sales proceeds or (b) distribute their sales proceeds and determine the timing of such distributions. The Company is allocated/distributed carried interest from certain alternative investment products upon exceeding performance thresholds. The Company may be required to reverse/return all, or part, of such carried interest allocations/distributions depending upon future performance of these products. Carried interest subject to such clawback provisions is recorded in investments or cash and cash equivalents to the extent that it is distributed, on its condensed 63 consolidated statements of financial condition. The Company records a liability for deferred carried interest to the extent it receives cash or capital allocations related to carried interest prior to meeting the revenue recognition criteria. At both September 30, 2022 and December 31, 2021, the Company had $1.5 billion of deferred carried interest recorded in other liabilities on the condensed consolidated statements of financial condition. A portion of the deferred carried interest may also be paid to certain employees. The ultimate timing of the recognition of performance fee revenue and related compensation expense, if any, is unknown. See Note 16 , Revenue, in the notes to the condensed consolidated financial statements for detailed changes in the deferred carried interest liability balance for the three and nine months ended September 30, 2022 and 2021. 64 Ite m 3. Quantitative and Qualitative Disclosures About Market Risk AUM Market Price Risk. BlackRock’s investment advisory and administration fees are primarily comprised of fees based on a percentage of the value of AUM and, in some cases, performance fees expressed as a percentage of the returns realized on AUM. At September 30, 2022, the majority of the Company’s investment advisory and administration fees were based on average or period end AUM of the applicable investment funds or separate accounts. Movements in equity market prices, interest rates/credit spreads, foreign exchange rates or all three could cause the value of AUM to decline, which would result in lower investment advisory and administration fees. Corporate Investments Portfolio Risks. As a leading investment management firm, BlackRock devotes significant resources across all of its operations to identifying, measuring, monitoring, managing and analyzing market and operating risks, including the management and oversight of its own investment portfolio. The Board of Directors of the Company has adopted guidelines for the review of investments to be made by the Company, requiring, among other things, that investments be reviewed by certain senior officers of the Company, and that certain investments may be referred to the Audit Committee or the Board of Directors, depending on the circumstances, for approval. In the normal course of its business, BlackRock is exposed to equity market price risk, interest rate/credit spread risk and foreign exchange rate risk associated with its corporate investments. BlackRock has investments primarily in sponsored investment products that invest in a variety of asset classes, including real assets, private equity and hedge funds. Investments generally are made for co-investment purposes, to establish a performance track record or for regulatory purposes. Currently, the Company has a seed capital hedging program in which it enters into swaps to hedge market and interest rate exposure to certain investments. At September 30, 2022 and December 31, 2021, the Company had outstanding total return swaps with an aggregate notional value of approximately $534 million and $720 million, respectively. At September 30, 2022, approximately $4.2 billion of BlackRock’s investments were maintained in consolidated sponsored investment products accounted for as variable interest entities or voting rights entities. Excluding the impact of the Federal Reserve Bank stock, carried interest and certain investments that are hedged via the seed capital hedging program, the Company’s economic exposure to its investment portfolio is $3.8 billion. See Statement of Financial Condition Overview-Investments in Item 2, Management’s Discussion and Analysis of Financial Condition and Results of Operations for further information on the Company’s investments. Equity Market Price Risk. At September 30, 2022, the Company’s net exposure to equity market price risk in its investment portfolio was approximately $2.1 billion of the Company’s total economic investment exposure. Investments subject to market price risk include private equity and real assets investments, hedge funds and funds of funds as well as mutual funds. The Company estimates that a hypothetical 10% adverse change in market prices would result in a decrease of approximately $209 million in the carrying value of such investments. Interest Rate/Credit Spread Risk . At September 30, 2022, the Company was exposed to interest rate risk and credit spread risk as a result of approximately $1.7 billion of investments in debt securities and sponsored investment products that invest primarily in debt securities. Management considered a hypothetical 100 basis point fluctuation in interest rates or credit spreads and estimates that the impact of such a fluctuation on these investments, in the aggregate, would result in a decrease, or increase, of approximately $32 million in the carrying value of such investments. Foreign Exchange Rate Risk. As discussed above, the Company invests in sponsored investment products that invest in a variety of asset classes. The carrying value of the total economic investment exposure denominated in foreign currencies, primarily the British pound and Euro, was $127 million at September 30, 2022. A 10% adverse change in the applicable foreign exchange rates would result in approximately a $76 million decline in the carrying value of such investments. Other Market Risks. The Company executes forward foreign currency exchange contracts to mitigate the risk of certain foreign exchange risk movements. At September 30, 2022, the Company had outstanding forward foreign currency exchange contracts with an aggregate notional value of approximately $1.8 billion. 65 Item 4. Controls and Procedures Disclosure Controls and Procedures. Under the direction of BlackRock’s Chief Executive Officer and Chief Financial Officer, BlackRock evaluated the effectiveness of its disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of the end of the period covered by this quarterly report on Form 10-Q. Based on this evaluation, BlackRock’s Chief Executive Officer and Chief Financial Officer have concluded that BlackRock’s disclosure controls and procedures were effective. Internal Control over Financial Reporting. There were no changes in our internal control over financial reporting that occurred during the quarter ended September 30, 2022 that have materially affected or are reasonably likely to materially affect our internal control over financial reporting. 66 PART II – OTHER INFORMATION Item 1. Lega l Proceedings For a discussion of the Company’s legal proceedings, see Note 15, Commitments and Contingencies , in the notes to the condensed consolidated financial statements of this Form 10-Q. 67 I tem 1A. Risk Factors In addition to the other information set forth in this report, the risks discussed in BlackRock's Annual Report on Form 10-K for the year ended December 31, 2021 could materially affect our business, financial condition, operating results and nonoperating results. 68 Item 2. Unregistered Sales of Eq uity Securities and Use of Proceeds During the three months ended September 30, 2022, the Company made the following purchases of its common stock, which is registered pursuant to Section 12(b) of the Exchange Act. Total Number Maximum of Shares Number of Purchased  Shares that as Part of May Yet Be Publicly Purchased Total Number Average   Announced Under the of Shares Price Paid Plans or Plans or     Purchased(1)       per Share     Programs     Programs   July 1, 2022 through July 31, 2022   233,873     $ 633.96   225,107   1,983,538 August 1, 2022 through August 31, 2022   328,764     $ 711.29   326,226   1,657,312 September 1, 2022 through September 30, 2022   2,754     $ 666.14   —   1,657,312 Total   565,391     $ 679.08   551,333       (1) Consists of purchases made by the Company primarily to satisfy income tax withholding obligations of employees and members of the Company’s Board of Directors related to the vesting of certain restricted stock or restricted stock unit awards and purchases made by the Company as part of the publicly announced share repurchase program. 69 Item 6. Exh ibits Exhibit No.   Description       31.1   Section 302 Certification of Chief Executive Officer       31.2   Section 302 Certification of Chief Financial Officer       32.1   Section 906 Certification of Chief Executive Officer and Chief Financial Officer       101.INS   Inline XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document       101.SCH   Inline XBRL Taxonomy Extension Schema Document       101.CAL   Inline XBRL Taxonomy Extension Calculation Linkbase Document       101.DEF   Inline XBRL Taxonomy Extension Definition Linkbase Document       101.LAB   Inline XBRL Taxonomy Extension Label Linkbase Document       101.PRE   Inline XBRL Taxonomy Extension Presentation Linkbase Document       104   Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)       70 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.     BLACKROCK, INC.     (Registrant)             By:    /s/ Gary S. Shedlin Date: November 4, 2022        Gary S. Shedlin          Senior Managing Director &    Chief Financial Officer    (Principal Financial Officer) 71